The Japanese side is keen on whitewashing what is wrong, trying to create the illusion that nuclear polluted water is safe and harmless by launching an intensive public relations offensive at home and abroad. This practice exposes its selfishness of not caring about the global marine environment and public health but only caring about its own interests.

　　The legitimacy, legality and safety of Japan’s plan to discharge nuclear polluted water into the sea have been questioned by the international community. Protests in Japan and neighboring countries have come and gone, and the voices of opposition from the international community have continued. Japan should have seriously responded to the concerns of the international community and made every effort to dispose of nuclear polluted water in a scientific, safe and transparent way. However, the Japanese side is keen on whitewashing what is wrong, trying to create the illusion that nuclear polluted water is safe and harmless by launching an intensive public relations offensive at home and abroad. This practice exposes its selfishness of not caring about the global marine environment and public health but only caring about its own interests.

　　The Japanese side pushed the plan of discharging nuclear polluted water into the sea, which was accompanied by a well-planned public relations offensive from the beginning. Established in 2012, Reconstruction Agency is responsible for the reconstruction of disaster areas, but the agency allocates public relations funds every year to instill in people the message that the impact of Fukushima nuclear accident has been eliminated. On April 13th, 2021, on the day when the Japanese government unilaterally decided to discharge the nuclear polluted water into the sea, Reconstruction Agency released the propaganda posters and videos made in advance in its official website, in an attempt to "win a good impression" by packaging the indelible radioactive elements in the nuclear polluted water into a mascot image. This move caused serious dissatisfaction among the Japanese people and the international community. The people of Fukushima indignantly pointed out that "(these propaganda) is completely out of place with the grim reality facing Fukushima." In the end, Reconstruction Agency had to withdraw the related products.

　　For more than two years, instead of learning a lesson, Japan has continued to carry out a series of publicity actions to the public around the so-called safety of nuclear polluted water. Many Japanese newspapers, TV stations, etc. publish and broadcast a large number of advertisements about the so-called safety of nuclear polluted water, disturbing and covering up people’s worries and opposition. The Japanese government has repeatedly called the nuclear polluted water that has been treated by the "multi-nuclide treatment system" but still contains many radionuclides "treated water" in an attempt to dilute its pollution characteristics and potential harm. The Japanese government has also set up a special fund with a total amount of 80 billion yen (about 4 billion yuan), and plans to provide "compensation" to the fishing-related industries in areas affected by the discharge of nuclear polluted water into the sea, in an attempt to avoid troubles with the so-called "compensation fee". This is another proof that the Japanese side covers up the harm of nuclear polluted water discharged into the sea.

　　The Japanese side has also stepped up its public relations with some countries, international institutions and organizations, trying to win over all parties to endorse its plan to discharge nuclear polluted water into the sea. In April this year, at the press conference of the meeting of ministers of climate, energy and environment of the Group of Seven, Japanese Minister of Economy, Trade and Industry Yasutoshi Nishimura said that the decommissioning of the Fukushima nuclear power plant, including the steady progress in the discharge of nuclear polluted water into the sea, would be welcomed. German Minister of Environment, Nature Protection, Nuclear Safety and Consumer Protection Lemcke retorted on the spot, saying that "we cannot welcome the discharge of nuclear polluted water into the sea". The Japanese government also used the NATO Summit, the East Asia Cooperation Series Foreign Ministers’ Meeting, the Eastern Caribbean Fisheries Ministers’ Meeting and other occasions to defend the Fukushima nuclear pollution water discharge plan.

　　Whether it is to launch a public opinion offensive at home or to lobby and win over internationally, the Japanese side has used its strength in the wrong place. All parties concerned strongly oppose Japan’s plan to discharge nuclear polluted water into the sea, and demand that Japan stop pushing the plan to discharge nuclear polluted water into the sea, fully communicate with stakeholders including neighboring countries in a sincere manner, effectively dispose of nuclear polluted water in a responsible manner, and accept strict international supervision. However, so far, Japan has been bent on promoting the plan of discharging nuclear polluted water into the sea, not only failing to fully study and demonstrate other disposal schemes, but also failing to seriously respond to the concerns of the international community. Its selfish approach has disappointed the international community.

　　No matter whether it is a public opinion offensive at home or lobbying internationally, Japan’s small moves can’t dispel the doubts of the domestic people and the international community about the discharge of nuclear polluted water into the sea. Recently, Japanese fishermen have repeatedly reiterated their opposition to nuclear pollution water discharging into the sea, and the opposition party in South Korea has also expressed the Korean people’s concerns and opposition to the plan through letters. People in many countries held protests in front of Japanese embassies and consulates in the Philippines, new york, Sydney and other places, demanding that Japan stop the plan of discharging nuclear polluted water into the sea. Because people are well aware that once Japan’s plan to discharge the sea is implemented, it will impose unpredictable nuclear pollution risks on the international community.

　　Discharging nuclear polluted water into the ocean is an adventurous gamble that harms human beings. Japan should face up to the concerns of the international community, shoulder its due moral responsibilities and obligations under international law, and find a proper way to dispose of nuclear polluted water. Until the concerns of the international community about the legitimacy of the nuclear polluted water discharge scheme, data reliability, effectiveness of purification devices and uncertainty of environmental impact are resolved, Japan should not start the nuclear polluted water discharge without authorization.

　　Xinhua News Agency, Hong Kong, December 5 (Reporter Meng Jia) According to the Civil Aviation Department of the Hong Kong Special Administrative Region Government, the C919 and ARJ21 aircraft independently developed by the state will visit Hong Kong for the first time on the 12th and stay there until the 17th. This will be the first time that a C919 plane has visited a city outside the mainland.

　　ARJ21 is the first turbofan regional aircraft designed and manufactured independently by China. It was put into commercial operation in 2016 and officially delivered to overseas customers in 2022, and entered the international market. C919 is a large passenger plane designed, manufactured and certified for airworthiness in strict accordance with internationally accepted airworthiness standards. The first commercial C919 was delivered to airlines in December 2022 and put into service in 2023. The successful development of these two passenger airliners is an important milestone in the national aviation manufacturing industry.

　　The event was jointly organized by the Civil Aviation Department of the Hong Kong SAR Government and the Hong Kong Airport Authority. Commercial Aircraft Corporation of China was invited to send C919 and ARJ21 aircraft to visit Hong Kong.

　　Li Jiachao, Chief Executive of the Hong Kong Special Administrative Region, welcomed the first visit of C919 and ARJ21 aircraft to Hong Kong. He said that this fully reflects the country’s emphasis on the development of Hong Kong’s aviation industry and Hong Kong’s role as an international aviation hub. The 14th Five-Year Plan and the Outline of Guangdong-Hong Kong-Macao Greater Bay Area Development Plan clearly support the consolidation of Hong Kong’s position as an international aviation hub.

　　One of these two types of aircraft will arrive at the Hong Kong International Airport on the 12th, and will be statically displayed in a fixed area of the Hong Kong International Airport, and representatives of the aviation industry, youth groups and regional organizations will be arranged to board the plane for a visit.

　　Another highlight of this activity is the flight demonstration on the 16th. If weather conditions permit, the C919 will take off from Hong Kong International Airport, fly over Victoria Harbour and fly around Hong Kong Island twice. At that time, the public can have a glimpse of the domestic large aircraft.

　　On the afternoon of 16th, representatives of Comac China will be invited to meet with teenagers at the headquarters of the Civil Aviation Department to share their knowledge about the two aircraft. Two planes will leave Hong Kong and return to Shanghai on the afternoon of 17th.

　　Liao Zhiyong, Director of the Civil Aviation Department of the Hong Kong SAR Government, said that since 2012, the National Civil Aviation Administration has invited the Civil Aviation Department to participate in the preliminary work of the research and development of the C919 aircraft, and the Civil Aviation Department has been actively participating. Liao Zhiyong was very excited and looking forward to the opportunity to witness the flight of C919 over Hong Kong, and thanked the Civil Aviation Administration of China and Comac China for their full support and cooperation.

In April 2024, the registration for the self-study examination of higher education in Guangdong Province will be held from February 27th to March 9th. Specific related matters are arranged as follows:

First, the registration time

Freshman forecast time: from 10:00 on February 27th to 12: 00 on March 1st; Official registration time: from 10:00 on February 27th to 17:00 on March 1st.

Candidates’ registration time: from 14:00 on March 5 to 17: 00 on March 8; Payment time: March 6th from 10:00 to March 9th from 17:00.

Special note: the results of the self-study exam in January 2024 are expected to be announced on February 26th, so please pay attention to the candidates.

Second, the registration conditions

People’s Republic of China (PRC) citizens who live and work in our province, regardless of gender, age, nationality, race and education level, can take the self-study exam in our province. Compatriots from Hong Kong, Macao and Taiwan Province, overseas Chinese and foreigners can also take the self-study exam in our province as required.

Third, registration procedures

The first time you take the self-study exam, you must go through the registration procedures for freshmen before you can choose courses to apply for. Candidates who have registered as freshmen and obtained the admission ticket number and complete personal information can apply directly (see Annex 1 for the operation process). Candidates with incomplete personal information, such as blank ID number and name, lack of photos, etc., will not be able to apply for the exam. Please contact the local self-study examination office in advance to improve personal information in time so as not to affect the application.

Special note:

1. Starting from the examination in January, 2024, the nursing (undergraduate) major only accepts the diploma of nursing specialty (or above) issued by institutions of higher learning and higher education self-study examination institutions with academic qualifications, and has obtained the on-the-job personnel (clinical nursing technicians, nursing teachers, professionals engaged in nursing management) who have obtained the qualification of health practice. Candidates who apply for this major must upload the diploma of nursing specialty (or above), health professional qualification certificate and on-the-job certificate and sign a letter of commitment. I must ensure that the declaration and the submitted documents are true and valid. If they are false, I must bear all legal consequences (including but not limited to cancellation of academic certificates).

2. In April, 2024, four courses were added to the curriculum arrangement of the self-taught examination, including introduction to art (course code: 00504), procurement project management (course code: 03618), social psychology (course code: 04265), warehousing technology and inventory theory (course code: 07729) (for details, please refer to Guangdong Examination Office in official website, Provincial Education Examinations Institute [

(1) Registration of freshmen

Freshman registration is divided into two stages: pre-registration and formal registration.

1. Forecast name. Freshmen will make a name forecast through the entrance of candidates through the management system of self-taught examination in Guangdong Province (website: https://www.eeagd.edu.cn/selfec/, the same below). Candidates are required to enter their personal information and set their personal password when predicting the name. After successful prediction, they will get a unique prediction name, which is only valid once. Candidates must complete their mobile phone binding and photo collection before they can formally register. Please take good care of your self-study exam examinee number and password, and don’t disclose it to others. Don’t enter your self-study exam examinee number and password on a third-party website outside official website in order to avoid personal information disclosure. The ID photos collected during the identity verification of candidates are the archived photos of candidates in the self-taught examination management system (Annex 3), which will be used for all self-taught examination business including graduation certificate comparison.

Note: compatriots from Hong Kong, Macao and Taiwan Province are requested to use their ID cards to predict their names (enter personal information according to their ID cards) so as to go through graduation formalities smoothly in the later period.

2. Formal registration. This official registration is all online, and candidates must confirm the operation within the specified time with the current forecast name, and complete the official registration (refer to Annex 2 for operation). After the official registration is successful, you will get a unique admission ticket number, and all candidates must remember it.

Candidates who are unable to register online or whose registration information (including photos) fails to pass the examination due to changes in facial features should contact the self-study examination office of the city where the registration county is located in time to complete the formal registration according to the designated channels, and will not be accepted after March 2.

(2) Candidates apply for the exam

1. Candidates apply for the exam. All candidates must register for the course through the [Candidate Registration] channel of the self-study examination management system in Guangdong Province, and pay online. Candidates who are not bound to contact the mobile phone when applying for the exam must first bind their mobile phone before applying for the exam. If they need to modify the bound mobile phone, they can also unbind and rebind it through the [Mobile Phone Binding] function in the application menu bar. If you can’t untie your mobile phone by yourself, you can untie it at the self-study examination office of the city where the test area is located or its designated unit.

Candidates entering the self-study examination management system application page must carefully and completely read and agree to all the contents of the application instructions (including the Guangdong Province Self-study Examination Integrity Application Commitment, see Annex 4) before they can apply for the examination. In April, 2024, our province will continue to carry out the pilot work of candidates’ integrity application files in Guangzhou, and apply for candidates in various examination areas in Guangzhou. In violation of the Commitment on Integrity Application for Self-taught Examinations in Guangdong Province, if two courses or more are absent in the current examination without justifiable reasons, it will be deemed as being absent for no reason and recorded in the candidates’ integrity application files. In the next self-taught examination organized by the Provincial Examination Office, only no more than two courses can be applied for in each examination area in Guangzhou (non-pilot cities are still free to apply) Candidates should apply for the exam reasonably according to their actual situation and take the exam in good faith.

Candidates can choose a test area to apply for the exam according to the supply of test places in each test area. Each candidate can only apply for the exam once, and only one test area can be selected to take the exam. When saving or modifying the application information, SMS verification is required to confirm the candidate’s application operation. The contact mobile phone and mailing address confirmed at the time of applying for the exam will serve as an important channel for the self-study examination offices at all levels to contact the candidates in the current exam. Candidates must carefully check to ensure accuracy, and the consequences caused by filling in the wrong or filling in other people’s mobile phone numbers will be borne by the candidates. Candidates must carefully check whether the selected examination area and the courses they apply for are correct before confirming the application information. Once the examination area and the registered courses are confirmed by the candidates, they may not be added, deleted or changed. Once the registration fee is paid online, it will not be refunded. Candidates must log in to the self-study examination management system again after paying the fee, and check whether the payment status is "paid" to confirm whether the application is successful. If there is any problem, they should contact the local self-study examination office in time. Candidates should avoid registering for courses and paying fees at the last minute, so as to avoid missing registration and paying fees due to power failure, network congestion and other reasons.

2. Print the admission ticket. Candidates must log in to the Guangdong Provincial Self-taught Examination Management System to print the admission ticket within 10 days before the examination. The admission ticket will contain the seat information of the candidates to take the exams in each subject. The admission ticket is printed on ordinary A4 paper. It is strictly forbidden to forge, alter or alter it without authorization. It is strictly forbidden to make any marks on the front and back of the admission ticket. Candidates are requested to print the admission ticket in time within the above period. If there is any problem in the process of printing the admission ticket, please consult the self-study examination office of the city where the examination area is located.

Fourth, matters needing attention in taking the exam

All candidates must rely on the online self-printed admission ticket for the current exam and the original valid ID card (including the photo ID card issued by temporary id card and the public security organ for taking the national education exam, excluding electronic identity; Soldiers, compatriots from Hong Kong, Macao and Taiwan Province, overseas Chinese and foreigners can take the examination with the original corresponding documents registered in the examination. Candidates are requested to carefully read the Rules of the Examination Room for Self-taught Higher Education Examination in Guangdong Province (Annex 5), abide by the rules of the examination room, and take the examination in good faith.

V. Application for announcement and review of results

(1) Announcement of results

The results of this examination are expected to be announced at the end of May 2024, and the specific time will be subject to the announcement. At that time, candidates can check the qualified results through the self-study examination management system and all the examination results through the official WeChat applet of the Provincial Education Examinations Institute. Please pay attention to the relevant information on the official website of the Provincial Education Examinations Institute for specific arrangements.

(2) Application for grade review

1. Application review procedure. Candidates who have any objection to their scores in a certain subject must present their ID card and admission ticket to the self-study examination office in the city where they take the examination. Local and municipal self-study examination offices will arrange the specific acceptance time and place within 10 working days after the announcement of the examination results. Candidates are requested to pay close attention to the specific acceptance time and place announced by the self-study examination office in the city where the examination area is located, and will no longer accept the application for result review. The results review is limited to reviewing whether there are any missing comments, missing scores, wrong scores, wrong scores, grading standards, grading rules, and objections to the grading of answers are not within the scope of review.

2. Inform the results of the review. After the office of the Provincial Self-taught Examination Committee organizes a special person to review the examination papers in accordance with the relevant regulations, the results of the review will be notified to the candidates through the self-taught examination management system, and the candidates will be notified in writing if the scores are found to be wrong after the review (sent according to the communication address confirmed by the candidates at the time of registration); Candidates can also consult the results of the review to the local self-study examination office that accepts the application.

Sixth, illegal handling

The Office of the Guangdong Provincial Self-study Examination Committee will severely deal with candidates who cheat in violation of discipline in strict accordance with the Measures for Handling Violations of National Education Examinations and relevant regulations, and truthfully record relevant information in the integrity file. Those suspected of organizing cheating, taking exams and other illegal and criminal acts will be handed over to the relevant departments for legal treatment, and the majority of candidates must take the exam in good faith.

The notice in advance and the decision on handling violations will be mailed according to the contact mobile phone and mailing address confirmed by the candidates when they apply for the exam. Candidates can also inquire about violations through the Guangdong self-study examination management system after the results are announced.

VII. Others

(1) According to the Notice of Guangdong Provincial Department of Finance of Guangdong Provincial Development and Reform Commission on Standardizing the Administrative Fees for Education Examinations in the Education Department of Guangdong Province and Related Issues (No.442 [2022] of Guangdong Development and Reform Commission), the fee standard for written courses of self-study examinations in our province is 52 yuan for each subject.

(II) Disabled candidates who need the examination institutions to provide reasonable convenience during the self-study examination should submit a formal written application to the Kaoban where the examination area is located with my second-generation and above "People’s Republic of China (PRC) Disabled Witness" before applying for the course, and will not be accepted after the examination.

(three) the problems encountered in the process of registration directly to the examination area where the city self-study examination office consultation (Annex 6). For other unfinished matters, please pay close attention to the relevant information released by Guanwei of Guangdong Education Examinations Institute, official website and local self-study examination offices.

attachment

1. Flow chart of self-study exam registration in April 2024 in Guangdong Province

2. Guangdong province in April 2024 self-study exam online registration operation guidelines.

3. Guangdong Higher Education Self-study Examination Electronic Photo Collection Standard

4. Guangdong Province Self-study Examination Integrity Application Commitment Letter

5. Guangdong Higher Education Self-study Examination Rules

6. List of self-study examination offices in official website, WeChat official account and telephone consultation.

CCTV News:With the gradual resumption of purchase restrictions in more than 10 cities across the country, on the evening of September 30, Beijing’s purchase restriction policy was further upgraded. The New Deal included increasing the down payment ratio of the first set of ordinary self-occupied housing from 30% to not less than 35%.

The Beijing Municipal Government issued "Several Measures on Promoting the Stable and Healthy Development of the Real Estate Market in this Municipality" (hereinafter referred to as "Measures"). The main contents include:

Adjust the supply of land

Further increase the supply of residential land, and the proportion of housing area with Taoxing construction area below 90 square meters is not less than 70%.

Accelerate the supply of land for self-occupied commercial housing.

Except Dongcheng District, Xicheng District and Shijingshan District, other districts should arrange a batch of self-occupied commercial housing land to enter the market as soon as possible in 2016.

"Controlling land price and limiting house price"

Pilot measures were taken to limit the sales price and use it as a condition for land bidding, auction and hanging.

Differentiated housing credit policy

The down payment ratio for purchasing the first set of ordinary self-occupied housing is not less than 35%, and the down payment ratio for purchasing the first set of non-ordinary commodity housing is not less than 40%;

For households with one set of housing, if they apply for commercial personal housing loans to buy ordinary self-occupied housing again in order to improve their living conditions, the down payment ratio shall not be less than 50% regardless of loan records, and the down payment ratio shall not be less than 70% if they buy non-ordinary self-occupied housing.

Management of real estate development enterprises

Open all the sales houses at one time within the specified time;

Clearly marked, one room and one price, the actual sales price shall not be higher than the declared price;

Not to delay the opening time or control the housing and other means of property hoarding, deliberately creating a tense atmosphere of housing.

Management of real estate brokerage institutions

It is strictly forbidden to engage in off-site fund-raising financial services such as down payment, self-financing, self-guarantee and the establishment of a fund pool.

Compared with the five detailed rules of Beijing in 2013, what are the differences in the policies introduced this time?

Before and after the adjustment of the New Deal, what impact did it have on your purchase?

New Deal of Tianjin Property Market: Implementing Regionalization, Restricting Purchase and Differentiating Credit

On September 30th, the Tianjin Municipal Government issued the Implementation Opinions on Further Promoting the Stable and Healthy Development of the Real Estate Market in our City, which took effect on October 1st.

The "Implementation Opinions" stipulates that Tianjin will implement regional housing purchase restrictions and strengthen differentiated housing credit policies. That is, non-Tianjin registered households with one or more houses in Tianjin will be suspended from buying houses again in six districts of the city and wuqing district, including newly-built commercial housing and second-hand housing. For non-local households who purchase the first home in six districts of the city and wuqing district, the down payment ratio for applying for commercial loans shall not be less than 40%.

Beijing issued a policy before October 1, what kind of signal did it send? New purchase restriction, subsequent impact geometry? Will Beijing policy become a template for other first-and second-tier cities to regulate the property market?

Interpretation of CCTV

Beijing’s new real estate market regulation policy reminds many people of the so-called "most stringent" "National Five Articles" promulgated in 2013. However, the strictest policy terms did not stop the house price from "rising to the sky", so it remains to be seen how effective the new policy is.

The inflection point of the purchase restriction policy has been opened in the fourth quarter.

From the "11th and 10th National Articles" in 2010 to the "8th National Article" in 2011 and the "5th National Article" in 2013, judging from the frequency and momentum of policy introduction, the government’s determination to regulate the property market is not great, but from the actual effect, it will inevitably give people the feeling of "more thunder and less rain".

However, different from the background when the government put forward the "combination boxing of regulation and control", the space for trial and error of regulation and control policies is much narrower now than that of that year. At that time, the purpose of macro-control of real estate in many places was not to let the house return to the fundamentals of living function at the beginning, but only to let the house price rise too fast and not rise too fast. Under this guidance, there is a strange phenomenon that the more housing prices are regulated, the faster they rise.

△ The grand occasion of grabbing houses in various places in September

Since the beginning of this year, the crazy rising trend of house prices is spreading from one city to another. In August, among 70 large and medium-sized cities in China, housing prices rose in 64 cities. With the higher and higher housing prices, the bubble in the market has expanded to the point where even large developers themselves are beginning to fear.

China’s real estate fever persists, so we should be alert to more risks.

The danger of high fever in China real estate lies not only in the heavy inventory burden and uneven market distribution, but also in the huge debts behind it and the breadth of "shadow" loans involved. More and more people are worried that once the real estate bubble bursts, it will trigger a systemic financial crisis and drag down the entire national economy. In this context, the government also realizes that there is not much time and space left for policy regulation, and it is time to get serious.

So on September 29th, a person from the Prudential Regulation Bureau of the China Banking Regulatory Commission issued a warning that in first-tier cities such as Beijing and Shanghai, as well as some hot second-tier cities with high housing prices, commercial banks are required to fulfill their accusations and collect more evidence to prevent more risks. Then the next day, Beijing introduced a policy to increase the down payment and recognize the house and loan.

Property market cooling focuses on implementation.

In fact, every policy seems to be very serious at the beginning. The problem is that after the introduction of the property market regulation policy, it is not important to evaluate its severity on paper, but to put it into practice to see how its implementation effect is. Because under the routine of "there are policies on the top and countermeasures on the bottom", there have been too many "policy punches" that seem to be thunderous and thunderous to be evaded by the market. Only careful execution can avoid another "wolf" joke in the real estate market.

Of course, it is believed that both the government and the market have seen the fierce "wolf" approaching, but there is still a lot of work to be done from early warning to effective control of risk exposure. A series of measures, such as increasing the down payment ratio of ordinary housing, should be implemented in a solid manner while looking strict.

Wang Yahong, a financial expert.

Inventory: Cities that have tightened their real estate policies in 2016

Purchase restriction in Shanghai

Purchase restriction in Shenzhen

Purchase restriction in Guangzhou

Purchase restriction in Suzhou

Purchase restriction in Xiamen

Purchase restriction in Hangzhou

Purchase restriction in Nanjing

Purchase restriction in Kunshan City

The sky in our city is clear today.

At 15: 00, the temperature in the city was around 4℃

It is expected that the temperature will enter the recovery mode in the next two days.

The highest temperature in the urban area can reach 8-9℃ on the 11th to 12th.

However, the lowest temperature is only around -3℃

The temperature difference between day and night is large.

Has entered the "March 9",

Why does the temperature rise instead?

From the meteorological analysis,

The cold air intensity on the 9th was weak.

Makes the heating mass in central China

It can extend northward from 10th to 12th.

Temperature rise is rare.

Yin Yingying, a senior meteorological engineer, said, "Although the temperature rise this time is not drastic, it is rare. The biggest feeling for us is naturally’ difficulty in dressing’. Wearing too much is too hot and wearing too little is too cold. Coupled with indoor heating, we can only adjust our clothes in time."

This temperature rise is an accidental phenomenon.

Does not mean the end of winter.

From midnight after 13th to daytime after 14th.

Affected by cold air

There was a strong wind cooling process

It will bring a northerly wind of 4-5 and a gust of 7 to Jincheng.

And the temperature is reduced by about 4-6 DEG C.

Everyone should pay attention to the temperature change and adjust their clothes in time.

In addition, the atmospheric diffusion conditions in our city were poor on the 12th to 13th.

There are moderate and short-term severe haze

Please take good health protection when friends go out.

Weather forecast for the coming week

tonight

fine with occasional clouds

Breeze, minimum -3℃

Thursday, January 11th

fine with occasional clouds

Breeze, 9 to -3℃

Friday, January 12th

fine with occasional clouds

Breeze, 8 to -2℃

Saturday, January 13th

fair to cloudy

Breeze, 6 to -1℃

Sunday, January 14th

cloudy to sunny

Breeze to north wind 4-5 gust 7

3 to -1℃

Monday, January 15th

fair to cloudy

Breeze, 4 to -5℃

Tuesday, January 16th

Cloudy to overcast

Breeze, 4 to -3℃

Wednesday, January 17th

Warrington

Breeze, 6 to -3℃

Forward it and remind friends around you!

Editor | Han Zhen

Source | Tianjin Meteorological Beijing News Beijing Meteorological

Original title: "Weather | Can autumn pants be taken off? The temperature will rise to 9℃ tomorrow. Is the winter in Tianjin over? 》

Read the original text

　　Source: China Banking Association.

　　Cartography: Wang Zheping

　　Zhang Jie, a 26-year-old Beijing citizen, recently went to a bank outlet to do business and found that the outlet downstairs of the company had closed down. "Take the subway to work in the morning, and you can enter the station by scanning the code with the mobile APP bound to the bank card. Shopping can be paid by online banking, and credit card repayment is also through the mobile banking APP. Now I am used to online financial services, and there are fewer and fewer banks. Although there are fewer outlets around me, it has not brought any inconvenience. " Zhang Wei said.

　　In recent years, banks have accelerated the development of online business, and the business volume of online banking and mobile banking has increased rapidly. According to the latest data released by China Banking Association, online banking transactions of banking financial institutions reached 163.784 billion last year, up 7.42% year-on-year, and mobile banking transactions reached 121.451 billion, up 38.88% year-on-year. At the same time, many people have found that the number of bank outlets around them has increased.

　　Under the trend that people are increasingly favoring online financial services, where is the value of offline banking outlets? How to realize the transformation and development of outlets and improve service quality and efficiency? The reporter conducted an investigation and interview.

　　Are bank outlets still important?

　　Bank outlets still play an important role in serving specific people and regions and handling non-standardized business.

　　Why has the situation of bank outlets closed increased? According to several bank managers, more and more consumers like online banking, mobile banking and other online channels, and the proportion of businesses that need to go to the counters of bank outlets is gradually decreasing. The abolition of outlets is mainly due to the lack of customers and low efficiency.

　　In terms of the total amount, by the end of 2019, the total number of outlets of banking financial institutions had reached 228,000, and the number of outlets actually abolished this year only accounted for a small proportion. To meet people’s diversified financial service needs, bank outlets still play an irreplaceable role.

　　Uncle Lu, who lives in Shifosi Village, Yufa Town, Daxing District, Beijing, is over 80 years old and wants to deposit a sum of savings on a regular basis. How many years of products do you have? What is the interest rate? How much interest is it every year? With full of questions, he came to Daxing Xinhangcheng Sub-branch of Ping An Bank not far from home.

　　After understanding Uncle Lu’s needs, the bank staff answered his questions one by one, figured out the fixed interest rate of each file and how much interest he could get each year, listed it in a table, and then explained it in detail.

　　While listening to the explanation and looking at the form, Uncle Lu chose a time deposit that suits him. "You’d better make it clear, but I can’t figure it out myself." Uncle Lu was very happy. "Moreover, I am old, and it is inconvenient to save money with the self-service deposit and withdrawal machine. With the assistance of the staff at the outlets, I am much more practical."

　　Aunt Hai runs a small shop in Yabao Road, Chaoyang District, Beijing. Every month, she goes to the bank outlets to handle business such as change. "Many customers choose to pay in cash. If there is more or less change, they must go to the outlets to exchange it."

　　Sun Anqin, vice president of Ping An Bank Beijing Branch, said that from the perspective of clients, for some elderly people who are not suitable for online banking or other customers who are not good at or willing to do business online, banks can provide them with more thoughtful services by relying on physical outlets.

　　From the perspective of business types, offline outlets still play an irreplaceable role in some non-standardized businesses. "For example, for the service needs of private bank customers’ financial consulting, financial managers need to communicate with customers face to face to meet their differentiated and personalized needs. In addition, due to regulatory requirements and risk prevention needs, bank card opening and enterprise opening bank accounts must also be handled at bank outlets. " Shen Chunhua, general manager of the channel management department of China Everbright Bank, said.

　　"In the past, bank outlets provided customers with a large number of transactional financial services. With the development of online channels and self-service channels, the transaction attributes of outlets have been gradually replaced, and now customers mainly come to outlets because of complex transactions and complex needs. The service of bank outlets is more intuitive, flexible, humanized and professional, and it is still the main channel for banks to sell products and maintain customers. " Wang Haiquan, general manager of the Channel and Operation Management Department of Bank of China, said that in recent years, the average number of customers served by outlets throughout the Bank has stabilized at around 200 million, indicating that outlets still play an important role.

　　From the perspective of regional layout, the coverage of bank outlets is still increasing in areas with weak financial services such as "agriculture, rural areas and farmers". By the end of 2019, banking financial institutions had covered basic financial services to 166,300 administrative villages in 832 key poverty alleviation and development counties through institutional outlets, machine services and mobile services, with a coverage rate of 99.3%.

　　Ceng Gang, deputy director of the National Finance and Development Laboratory of China Academy of Social Sciences, said that the sinking of bank outlets to the grassroots level has made up for the financial shortcomings in rural areas and can play a positive social benefit. At the same time, with the economic development in rural areas, the demand for financial services is increasing, and there is huge room for development in inclusive finance, and banks themselves will also reap good economic benefits.

　　How to better transform and develop?

　　Many banks are actively exploring in improving service efficiency, expanding service content and changing service methods.

　　People in the industry generally believe that in the future, bank outlets will still occupy an important position in people’s lives, and banks will also rationally adjust the layout of outlets according to actual operating conditions and local service needs. China Banking and Insurance Regulatory Commission clearly pointed out that banking financial institutions should fully investigate the financial market structure, supply and demand of financial services in the new and original locations before changing their business premises, so as to avoid creating a financial service gap.

　　How should bank outlets be transformed? The reporter learned from the investigation that many banks are actively exploring ways to improve service efficiency, expand service content and change service methods.

　　Intelligent, with higher service quality and efficiency — —

　　It used to be a very complicated thing for enterprises to open bank accounts. Prepare a lot of materials, queue up at the bank, fill out a lot of forms, and stamp a lot of official seals … … It often takes a whole day. The research and development of Sunshine E account opening system of China Everbright Bank was launched, which helped customers solve these troubles.

　　"Online booking application for account opening, filling in the industrial and commercial data system, and electronicizing the seal are optimized, which greatly saves the time for account opening." Sun Jihua, the financial controller of a company, said that it took only 40 minutes from entering the bank to opening an account, "much faster than I expected".

　　In recent years, the intelligent transformation of bank outlets is in full swing. You can withdraw money with your mobile phone without a bank card; The whole money and change can be stored together, and self-service equipment can also be handled; Bank card can realize fast card exchange with the same number & HELIP; … A variety of intelligent services constantly improve the customer experience of bank outlets. The insiders believe that making full use of scientific and technological means, developing intelligent equipment and tools, and upgrading offline outlets will improve the service efficiency and quality of outlets.

　　At the same time, the machine replaces the manual to complete some tedious processes, which is conducive to allowing more staff to walk out of the counter and provide accurate services according to the differentiated needs of customers.

　　Integrated and diversified services are introduced — —

　　While promoting intelligence, bank outlets are also paying attention to integrating into demand scenarios, expanding service content and giving full play to service functions.

　　"China Everbright Bank actively promotes the comprehensive transformation of banking outlets, giving outlets cultural services, tourism consultation, health management and other functions." Shen Chunhua said that Guangzhou Yuexiu Sub-branch of China Everbright Bank, as the host bank of medical insurance business in Guangzhou, has an average daily passenger flow of about 500 people, much higher than the average level of the whole bank. At present, the branch serves more than 10 million medical insurance customers.

　　Bank of China Guangzhou Lujiang Sub-branch cooperates with the local library to open a special reading area at the outlets, and books can be borrowed and returned at the outlets. In Jie Fangbei Business District, a tourist hotspot in Chongqing, Ping An Bank Chongqing Jie Fangbei Sub-branch has launched cultural and creative products, and will also introduce reading corners. Some rural bank outlets can also provide express delivery and other services.

　　"In the future, the spare space of outlets can be diversified and transformed into a place for customers to consult and exchange, share learning, share office, and carry out community activities." Wang Haiquan said.

　　Be more proactive, and banking services will go out — —

　　Not long ago, the Chinese Business School of Guangdong University of Finance and Economics ushered in the opening season. The staff of China Bank Guangdong Zengcheng Sub-branch took five mobile smart counters to the school to provide on-site financial services for teachers and students. Teacher Huang of the school said that in the past, card opening and mobile banking had to be handled at bank outlets, but now the bank provides on-site service, which can be completed in just a few minutes.

　　"With technical support, banking service equipment is more intelligent and portable, and it is possible to take it out, so that customers can enjoy more convenient financial services." Wang Haiquan said.

　　In order to let people in mountainous areas enjoy more adequate financial services, Fujian has explored the "backpack bank" business model. "Bank account managers carry backpacks, install equipment into the village, and promote financial services door to door." The person in charge of the Fuzhou Central Branch of the People’s Bank of China said that the "backpack bank" sent loans to the countryside and sent funds "timely rain" to the people.

　　How to collaborate online and offline?

　　The advantages of online business and offline outlets are complementary and integrated, and the efficiency of financial services is continuously improved.

　　For banks, it is an important problem to deal with the relationship between online and offline business. Ceng Gang believes that the rapid development of online business will not replace the important role of bank outlets. In the future, online business and offline outlets will complement each other and develop together to continuously improve the efficiency of financial services.

　　Online and offline collaborative development can make business handling more convenient.

　　In the past, the counting and identification of foreign currency cash had to be done under the witness of customers, and the staff of outlets had to complete a series of processes step by step, such as customer identity verification, cash withdrawal amount verification, money withdrawal, foreign management information registration and cash counting, which often took more than half an hour. At present, Bank of China has launched the foreign currency smart access service, and customers can make an appointment to withdraw foreign currency cash through online channels such as mobile banking and micro-banking. The back-office vault will immediately receive the order information, allocate foreign currency cash according to customers’ needs, seal it in a standard envelope, and deliver it to the appointment outlets. After customers arrive at the store offline, they can go directly to the smart counter for self-service without queuing to get the number, which takes only one or two minutes.

　　Online and offline collaborative development can provide customers with more choices.

　　"When issuing income certificates, asset certificates and other materials, customers can flexibly choose the handling method according to their own needs. If the customer does not have time to go to the bank outlet, he can apply for a certificate online and send it to the customer; If customers need to use it urgently or need an on-site seal, they can also go to the outlets to handle it quickly and collect it on the spot. " Sun anqin said.

　　"The rapid development of online business has greatly promoted the transformation and upgrading of bank outlets." Wang Haiquan said that on the one hand, online business can effectively divert the standardized business of previous outlets, so that the manpower of outlets can be invested in more professional and personalized services; On the other hand, the development of online business is conducive to enhancing user experience, increasing customer stickiness, enhancing brand influence and better promoting the development of offline business.

　　The insiders believe that no matter which channel customers access from online or offline, customers should feel the undifferentiated and integrated service experience. Through the integration and development of online and offline services, increasing data sharing, and combining big data, artificial intelligence and other technical means, it is conducive to building a more complete and three-dimensional customer portrait and achieving accurate and caring services.