Recently, the market supervision departments in many places issued a notice on the unqualified food sampling list. The Paper combed and found that it involved many problems such as pesticide residues and microbial pollution. The market supervision department has carried out verification and disposal work.

　　It is noteworthy that coliforms were detected in tableware and rice noodles in the unqualified sampling list of several batches of food published by Tai ‘an Municipal Market Supervision Administration and Baise Municipal Market Supervision Administration.

　　Why are coliforms detected in tableware and rice noodles? Kai Zhong, deputy director of Kexin Food and Nutrition Information Exchange Center, said that coliforms mainly come from the intestines of warm-blooded animals, but they are widely distributed in nature. Dishes, rice noodles and so on have coliforms exceeding the standard, mostly because of secondary pollution.

　　Many enterprises were found to contain coliforms in their products.

　　On July 5th, Tai ‘an Municipal Market Supervision Administration issued the information circular on food safety sampling inspection (hereinafter referred to as the circular), which disclosed problems such as excessive pesticide residues and microbial pollution.

　　According to the notice, coliforms were detected in the tableware plates of Fuchunyuan Restaurant in Taishan District and Shandong Xiaolongxiao Jiutian Catering Management Co., Ltd. in Taishan District. According to the national food safety standards, coliforms should not be detected in tableware.

　　Tai ‘an Municipal Market Supervision Administration said in the notice that the market supervision department of the place where the production and operation enterprises are located has ordered the enterprises to find out the product flow, recall and remove the unqualified products, control risks, file an investigation, and analyze the reasons for rectification. The unqualified products involved have been verified and disposed of as required.

　　The Paper combed and found that Baise Municipal Market Supervision Administration had previously released the 26th food safety supervision and sampling information announcement in 2021 on July 1, which also showed that the prepared fresh and wet rice noodles sold by Guangxi Tiandong Weimeijia Agricultural Products Development Co., Ltd. and tianlin county Huaxu Food Co., Ltd. were all found to have coliforms.

　　Kai Zhong, deputy director of Kexin Food and Nutrition Information Exchange Center, said that coliforms are the general name of many bacteria, including Escherichia coli. It is a hygienic indicator bacterium, but it does not lead to disease if it is detected. The higher the detection value, the greater the possibility. Coliform bacteria can be detected in many foods, but as long as there are no pathogenic bacteria, it will generally not cause health hazards. As for the source of coliform bacteria, Kai Zhong said that coliform bacteria mainly come from the intestines of warm-blooded animals, but they are widely distributed in nature. Dishes, rice noodles and so on have coliform bacteria exceeding the standard, mostly because of secondary pollution.

　　According to the interpretation information released by the market supervision department, coliform bacteria is one of the commonly used indicator bacteria for food pollution at home and abroad. The detection of coliform bacteria in food suggests that it is more likely to be contaminated by pathogenic bacteria (such as Salmonella, Shigella and pathogenic Escherichia coli). Excessive coliform bacteria may be caused by the pollution of processing raw materials and packaging materials of products, or the pollution of products by production equipment and environment such as personnel and tools during production, and the incomplete sterilization of products with sterilization technology.

　　A variety of foods were found to have excessive drug residues.

　　In addition to coliform bacteria, some enterprises have been found to have drug residues and other problems. In the notice issued by Tai ‘an Municipal Market Supervision Administration on July 5, the bureau disclosed that the content of "procymidone" in leeks sold by Baxianju Commercial Bank in Ningyang County and Yanzhuang Haiwei Supermarket in Daiyue District was higher than the national food safety standard.

　　The Paper combed and found that in recent food sampling notices issued by many market supervision administrations, the problem of unqualified drug residue detection of enterprise-related products appeared.

　　On July 2nd, the 7th notice of Gansu Provincial Market Supervision Bureau on the sampling inspection of unqualified food showed that chloramphenicol, a drug banned from food animals, appeared in Jinghui brand acacia honey produced by Gansu Jinghui Bee Industry Co., Ltd..

　　On July 5, 2021, Jilin Provincial Market Supervision and Management Department’s 27th notice on unqualified food showed that the carp sold by Fengyun Aquatic Products Company in Automobile Industry Development Zone, Wuchang Fish sold by Yixin Aquatic Products Store in Chaoyang District and snakehead sold by Guo Di Seafood Wholesale Company in Kuancheng Agricultural Products and Aquatic Products Market were all found to exceed the standard.

　　The attachments of the above-mentioned relevant notices show that excessive coliforms are likely to cause intestinal diseases such as dysentery, which may cause symptoms such as vomiting and diarrhea. The pesticide procymidone is irritating to people’s eyes and skin. Long-term consumption of leeks with excessive procymidone residues may cause neurological disorders.

　　The market supervision department reminds consumers that when they find the unqualified products involved in the notice, they can call the 12315 hotline to complain or report.

In February, 2021, new york Mayor’s Food Policy Office released the first 10-year food policy plan "NYC: A 10-year food policy plan". This series consists of seven articles, translated by the team of "the other mountains all appear dwarfs under the sky.-Sustainable City and Transportation". This is the fourth article, which introduces the second goal of new york’s ten-year food policy plan: to make new york’s food economy promote economic development and provide good jobs.

New york has more than 40,000 food enterprises, employing hundreds of thousands of workers. It is difficult to calculate the exact number of workers, because there is no reliable data to explain the number of workers in the "gig economy" in food distribution. These workers and enterprises are vital to the health and well-being of new york people. The food industry is an important source of employment and property income for colored people and immigrant communities (79% of food workers in new york are colored people, including 43% Latinos and 21% Asians).

The catering industry is also very important to the city, because it is the main attraction of residents, workers and tourists, supporting many other industries, such as office employment in the central business district and attracting tourists. In fact, the catering industry is the key to making new york so attractive. Its economic contribution is also great. In 2019, the taxable sales of the catering industry reached nearly $27 billion.

However, working in the food industry or owning a business is extremely challenging. The food industry usually has a low profit margin, while the cost of running a business in new york is high. About 99% of food enterprises in the city are small enterprises with less than 100 workers, while 70% are micro enterprises with less than 10 workers. In addition, the wages of food workers are usually low, and they lack job security and mobility opportunities. Many deliverymen (an increasingly important part of the food industry) are considered as independent contract workers and cannot get the same protection and benefits as employees.

If new york wants to improve its food system, it must first support both food workers and food enterprises. The support for the two is not mutually exclusive, but mutually reinforcing. These strategies also focus on the future of food enterprises, including supporting a new ownership model that conforms to the principles of economic democracy and technological change.

Size of food enterprises in new york (calculated by number of employees). Cartography: the other mountains all appear dwarfs under the sky., the picture is from NYC Food Forward, only translated in Chinese.

Strategy 1: Protect the rights and interests of food practitioners　

Implementing fair scheduling method in fast food industry

New york will strictly implement the fast food fair scheduling laws, so as to optimize the fast food industry into a benign occupation with stable and predictable working hours and wages. Strong law enforcement will ensure that workers in fast food restaurants can arrange shifts fairly and even get overtime pay when the shift schedule is temporarily changed. Law enforcement will also ensure that workers in the fast food industry can settle down through regular shifts in high-mobility industries.

Provide financial and technical support for workers’ cooperatives

The cooperative model has a long history in the food field. Worker-owned cooperatives have yet to become a powerful tool for new york to accumulate assets and eliminate the gap between the rich and the poor. In order to meet the needs of food enterprises, new york will not only coordinate existing auxiliary projects to support cooperatives, such as Employee Ownership, but also explore innovative financial and technical support projects.

When it is not appropriate for the government to directly intervene in enterprises, the New York City Government will also explore cooperation with community-based organizations, business improvement areas (BID) and merchant associations, and provide support for cooperative organization efforts in five administrative regions.

Improve the situation of food workers.

New york will promote a series of state and federal bills to improve the situation of workers in the food industry, as listed below:

(1) Ensure that all employees in the food industry are included in the federal and state welfare plans;

(2) For employers who fail to protect workers’ health, abolish relevant laws that limit their responsibilities;

(3) Change the state regulations on tip pool sharing, and expand the scope of employees who participate in tip sharing, so that employees without tips can also get some sharing;

(4) To cope with emergencies, set up a hazard pay for grass-roots food workers.

Provide support to practitioners of food programs.

New york will make efforts to provide support to practitioners of food programs. Under the circumstance that the purchasing power is restricted by the current laws, new york will first ensure that food suppliers abide by the current labor laws and collect more labor-related information from food suppliers. In addition, new york will promote the revision of applicable laws and use food procurement power to optimize the working conditions of food practitioners.

Expand child care services to solve the problem of night care for children of food practitioners.

During the COVID-19 crisis, new york deeply realized the hard work and important role of food practitioners. Child care has been provided through the Regional Enrichment Centers "and child care programs throughout the city. With the gradual recovery of the city, existing facilities for childcare projects will be expanded or new projects will be created, including night and weekend care, which is the time when children need care most and parents are most inconvenient to take care of. Providing night and weekend child care will enable parents who often work at night and weekend classes to improve their work flexibility and reduce the cost of childcare.

Feasibility study on developing basic social security benefits

New york will conduct a feasibility study on the basic social security benefits for all food workers. This study will explore the potential partnerships among food practitioners, enterprises, community organizations and financial institutions. This project focuses on providing welfare protection such as pension and medical insurance for food practitioners. New york will also push the federal government to introduce a bill to provide full and fair social security benefits for all employees, regardless of their employers, workplaces or job nature.

Strategy 2: Simplify the process, encourage innovation and support small food enterprises.

Promote tax credits for small businesses.

New york will promote state legislation and establish a tax deduction mechanism for small businesses, including the food industry, to promote the recovery of small businesses in new york. Eligible enterprises with a total income of less than $1 million will receive a tax credit of 6% of their rent in 2021, with a maximum tax credit of $10,000.

Simplify the related processes of food enterprises

New york will review the regulations and enforcement procedures related to small food enterprises (including street vendors) to streamline the process. New york will improve efficiency as much as possible, and expand consolidated licensing and inspection services, so that simplified processes can benefit start-up and existing small food enterprises. The municipal government will also carry out innovation in matters related to food enterprises and increase opportunities for participation, especially cooperation with immigrant organizations.

Support the food enterprises of new york Housing Bureau.

New york will cooperate with enterprises and community organizations to expand the Food Business Pathways of new york Housing Bureau (NYCHA). The establishment of the Business Accelerator Program aims to enable residents of the public housing development project of new york Housing Bureau and those who hold the Class 8 housing clause subsidy voucher of new york Housing Bureau (note: the subsidy voucher program was established in 1978 to provide assistance to eligible low-and middle-income families in renting houses from private hands) to start and develop food business.

Promote the protection of food property and customer data.

The successful operation of food business relies more and more on the data of third-party providers. However, food enterprises often lack professional knowledge or the ability to use these services on favorable terms, and may not be able to obtain key information such as customer data. New york has convened a number of stakeholders to jointly promote initiatives to protect the data of food enterprises and customers, such as the "data bill of rights" for food enterprises and customers.

Support the needs of food enterprises and cooperatives

New york will convene stakeholders in the food industry to identify and design new projects to meet the special demands of food enterprises and non-profit organizations. New york City will then promote the effective implementation of these projects by the state and federal governments. This may include developing new financing and technical assistance programs to help mutual-help and self-operated workers’ cooperatives and small food enterprises.

Suppliers are more likely to participate in the urban procurement process.

New york will promote the smooth connection between potential food suppliers and the urban procurement process. PASSPort, a digital procurement portal in new york, will launch new functions to improve the procurement process. Including: simplifying the collection process, speeding up the issuance of invoices, improving transparency more widely and promoting cross-departmental cooperation.

In addition, new york will explore ways: using matchmaking tools and group buying strategies to increase the number of bids for urban food contracts; Expand technical support and guide the procurement process; Provide process navigator to assist small suppliers in the procurement bidding process; And explore to simplify the application process of M/WBE (note: M/WBE: minority and women-owned business enterprises, enterprises owned, operated and controlled by ethnic minorities and women).

Strategy 3: Help the next generation of food workers get high-quality jobs.

Launch a community recruitment plan for the food industry.

New york will use the current new york NYC plan and the proposed Community HireNYC Legislation to expand the recruitment demand, and set up good entry-level posts in the whole food procurement process, including food production, distribution, transportation and other related work.

New york will combine the existing and new training plans to provide human resources for suppliers, and require suppliers to provide interviews and employment opportunities for qualified low-income people. New york will also cooperate with anchor institutions to expand the number of high-quality entry-level jobs in food procurement, and pay special attention to core institutions in underserved communities.

Support food technology vocational training

New york’s partners in catering, manufacturing and industry will continue to keep pace with the technological upgrading of the industry. These partners will provide advice to small business service organizations (SBS) on the development of specific labor force and provide new technology training programs for industry practitioners. This can ensure that employees are at the forefront of technological change and that they learn new skills at work, rather than being replaced by new technologies.

Create and expand the career path of food practitioners

New york will ensure the prospect and "Qian Jing" of food industry, both warehouse workers and kitchen staff can be developed, and provide more training, certification and business plans for food practitioners.

Listed below:

(i) Expand training and entrepreneurship programs for commercial kitchens, such as the First Course NYC and Food Business Pathways in new york;

(ii) providing English as a Second Language services for non-native English-speaking food workers;

(iii) Cooperating with the industry to provide the US Department of Energy (DOE) vocational and technical education courses for practitioners in food production, processing, storage and distribution processes;

(iv) Linking youth training programmes with career paths;

(v) Explore the curriculum options of NYC Health Department’s Health Academy of new york Municipal Health Bureau, which is a labor force development center that provides food safety training for food practitioners.

Make a development plan for campus food practitioners

To provide the healthiest and freshest food for students in new york, well-trained practitioners are essential. New york will cooperate with academic circles and the private sector to provide accurate and comprehensive training courses for all school food managers. Training topics include but are not limited to: leadership skills, storage and organization, knife skills, use of tools and equipment, basic cooking skills, menu planning and food preparation. New york will also make an in-depth analysis of the current training programs to see if it is necessary to upgrade.

(This article was translated by the team of "the other mountains all appear dwarfs under the sky.-Sustainable City and Transportation" and checked and edited by The Paper. Translators: Lin Ruoran, Guo Yue, Hao Lu, Jin Yutong, Lei Lian, Lu Yating, Sun Yuting, Tang Hui, Yang Xiaohan, Yang Shasha, Yi Siqing, Zhou Jin, revisers: Xiang Xinyi, Liu Daizong. )

Notice of the General Office of the Ministry of Commerce on Promoting the Brand Chain Development of Convenience Stores
Commercial circulation letter [2019] No.223

The competent commercial departments of all provinces, autonomous regions, municipalities directly under the Central Government, cities under separate state planning and Xinjiang Construction Corps:

In order to implement the spirit of the Central Economic Work Conference and the deployment of the Government Work Report, adapt to the trend of consumption upgrading, improve the convenience of commercial facilities, improve the convenience of consumption and the quality of life of residents, adhere to the people-centered principle, and meet the people’s growing needs for a better life, the Ministry of Commerce decided to promote the construction of brand chain convenience stores throughout the country. The relevant matters are hereby notified as follows:

First, attach great importance to the development of brand chain convenience stores

Convenience store is the retail format closest to the lives of ordinary people, and it is an important carrier to meet people’s convenient consumption needs and serve people’s livelihood. In recent years, China’s brand chain convenience stores have accelerated their development, ranking in the forefront of retail formats for many years in a row. However, there are still problems such as insufficient total number of brand chain stores, unreasonable layout, imperfect service functions, and weak management ability. Promoting the development of convenience store brand chain is conducive to improving consumption convenience, improving consumption quality and stimulating consumption potential, which is an important livelihood project. All localities should raise awareness and put the development of brand chain convenience stores into an important work agenda, as an important starting point for implementing the consumption upgrading action plan and promoting the transformation and upgrading of physical retail, and continue to promote it in a planned and step-by-step manner.

Two, combined with the actual situation to determine the key to promote the city

The development of brand chain convenience stores is promoted by cities. According to the working steps of "overall deployment, key promotion and gradual extension", the development of brand chain convenience stores in municipalities directly under the central government, cities with separate plans and provincial capitals should be started first in 2019. On the basis of focusing on promoting these cities, all localities can choose some other cities to promote them in combination with the actual local economic development.

Three, pay close attention to the development of brand chain convenience stores.

Local competent commercial departments should guide the relevant cities to combine the existing work basis, promote branding, chaining and intelligence according to the spirit of the National Conference on the Development of Brand Chain Convenience Stores and the requirements of the Compilation Points of the Work Plan for the Development of Brand Chain Convenience Stores (see Annex), pay close attention to the study and formulation of work plans, and clarify work objectives, work priorities and safeguard measures. It is necessary to organize consulting institutions, think tank experts, industry associations and business representatives to participate in the formulation and demonstration of the plan, so as to improve the pertinence and operability of the plan. Municipalities directly under the central government, cities with separate plans and provincial capital cities should submit their work plans to the Ministry of Commerce before the end of July, and other cities should submit them before the end of September.

Fourth, improve the policy system to support the development of brand chain convenience stores

In view of the outstanding problems affecting the development of brand chain convenience stores, all localities should learn from the practices of Beijing, Xi ‘an, Fuzhou and other cities, focus on deepening the "streamline administration, delegate power, strengthen regulation and improve services" reform and optimizing the business environment, promote the introduction of policies to support the development of brand chain convenience stores, and provide support from the aspects of store location, registration, business license, technology application and supply chain construction, so as to create a good business environment for the development of convenience stores. We must do a good job in the implementation of the policies that have been introduced.

V. Strengthening organizational guarantee

The Ministry of Commerce will establish a three-level linkage working mechanism among departments, provinces and cities, study and formulate the development indicators of brand chain convenience stores from the aspects of convenience store layout, development quality, policy environment and working mechanism, and focus on guiding and promoting municipalities directly under the central government, cities with separate plans and provincial capitals, and make quarterly statistical summary and feedback on the progress and problems. The provincial commerce departments should strengthen the supervision and guidance of relevant cities, clarify the timetable and phased results, compact the work responsibilities, and put the work plan in place. Relevant cities should establish an inter-departmental coordination mechanism and give full play to the role of relevant functional departments and grassroots governments such as districts, counties and streets; Establish a normal communication mechanism between government and enterprises, and listen to and solve problems encountered in enterprise development in a timely manner.

Six, timely summary and promotion of typical experiences and practices.

The Ministry of Commerce will organize the compilation of the development report of brand chain convenience stores, adopt various communication methods, and summarize and promote the typical experiences and practices of promoting the development of brand chain convenience stores in various places. Local commercial authorities should actively organize the media to carry out publicity and reports, use various channels to carry out exchanges and cooperation, and create a good public opinion atmosphere for the development of convenience stores. Relevant work progress and opinions and suggestions shall be reported to the Ministry of Commerce in a timely manner.

Attachment: Key Points of Working Plan for the Development of Brand Chain Convenience Store

General office of Ministry of commerce
July 1, 2019

attachment

Key points of compiling the development plan of brand chain convenience stores

All localities should scientifically plan the general idea of developing brand chain convenience stores on the basis of in-depth investigation and extensive consultation, combined with local consumption level, consumption characteristics and convenience business development, fully embody the principles of government guidance, market operation, focusing on people’s livelihood and diversified development, organize the preparation of a good work plan, and clarify development goals, main tasks and safeguard measures. The work plan shall be prepared by the competent department of city commerce and approved by the local people’s government. The work plan shall include but not limited to the following aspects:

First, the foundation of development

Focus on the basic situation of the city’s economic and social development, residents’ consumption and convenience business development, and find out the basic base of the main chain brand enterprises of convenience stores in this city. Basic data such as the number of existing brand enterprises, the number of stores, and the basic layout should be fully grasped (the data is as of the end of June 2019) as the baseline for evaluating the progress of the work, and clearly reflected in the work plan in the form of a list.

Brand chain convenience stores refer to convenience stores that operate directly or by joining, with unified image identification, unified store management and control, unified facilities configuration, unified service standards, unified commodity procurement and unified logistics distribution. Enterprises with unified trade names and logos and low standardization in other aspects are not included in the statistical scope of brand chain convenience stores.

Second, the development goals

The development goals are planned in three years, with the end of June 2019 as the benchmark, indicating the goals achieved in each year. Goals can be set in both quantity and quality. In terms of the number of development, it is necessary to make clear the two quantitative goals of brand enterprises and brand chain stores, and at the same time, set the structural development goals from the dimensions of community, distance or population around building a "quarter-hour convenient life service circle" in combination with local reality. It is necessary to highlight the organization and scale orientation, and focus on developing brand chain enterprises with more than 50 chain stores and high reputation and integrity. In terms of development quality, it should reflect the achievements of convenience stores in improving service functions, improving service capabilities and upgrading modernization level.

III. Main tasks

Clear the main tasks of developing brand chain convenience stores, and explain the measures taken in optimizing the layout of convenience stores, improving the convenience service level and strengthening the application of information technology.

Optimize the layout of convenience stores. This paper focuses on the measures to be taken in increasing the resources of convenience stores, expanding the network of brand chain convenience stores and cultivating leading enterprises. According to the situation of commercial facilities, consumption level and consumption habits in different regions, the allocation standards of convenience commercial facilities such as convenience stores should be studied and formulated. Increase the applicable store resources of convenience stores through multiple channels, promote the implementation of the requirement that the area of commercial and comprehensive service facilities in newly-built communities accounts for no less than 10% of the total construction area of the community, and strengthen the security of convenience stores. It is necessary to combine the renovation work of old urban communities, and use the space resources that have been withdrawn from rectification to encourage brand chain convenience stores to settle in. Promote hospitals, universities, stadiums, parks, scenic spots and other public service places to open store resources to brand chain convenience stores. Encourage brand chain convenience store enterprises to transform and upgrade old small shops, grocery stores, canteens and other decentralized convenience stores. Encourage the introduction of well-known brand chain convenience store enterprises with cross-regional development.

Improve the level of convenience services. This paper focuses on the measures to be taken to support convenience store enterprises to expand their business scope, improve service standards, strengthen logistics and distribution capabilities, and transform and improve service environment. It is necessary to support convenience store enterprises to develop their own brand products, expand the sales of fresh food products, provide on-site manufacturing and selling services such as simple meals and drinks, and carry various kinds of convenience life services. Encourage the extension of convenience store business hours and support the opening of 24-hour convenience stores. Support brand chain enterprises to build their own or adopt third-party logistics services, implement joint distribution and centralized distribution, and build an intensive and efficient logistics distribution system. Encourage qualified enterprises to develop food and fresh products production bases and central kitchens, and establish a whole cold chain distribution system. Guide enterprises to benchmark leading enterprises in the industry, establish high-level service standards, optimize processes and enhance service experience. Advocate the concept of green consumption.

Strengthen the application of information technology. This paper focuses on the measures to be taken to support the digital transformation of brand chain enterprises and promote the intelligent and intelligent development of chain operations. Encourage enterprises to integrate chain store resources and online traffic resources, and carry out online and offline integrated operations. Support chain enterprises to apply technologies such as cloud computing and artificial intelligence, and establish a smart supply chain driven by consumer big data, such as commodity procurement, inventory management and order management, to improve operational efficiency. We will promote payment technologies such as self-service settlement, code scanning payment, and face-brushing payment, and encourage the use of commodity management technologies such as digital shelves, electronic price tags, and wireless radio frequency, so as to improve the level of service intelligence and optimize the consumer experience.

Fourth, safeguard measures

In accordance with the requirements of the work notice, safeguard measures are formulated from the aspects of organization and leadership, working mechanism, policy system, follow-up evaluation, etc., the specific division of labor is defined, the work responsibilities are implemented, and the system guarantee is effectively strengthened. Specific encouragement and support policies can be formulated separately after the work plan is determined, but the basic direction should be clearly defined in the plan, and all localities should be encouraged to extend the existing financial support projects to qualified convenience store enterprises. According to the needs of work, all localities can form a "1+N" work system, that is, a work plan, N supporting measures such as encouraging and supporting policies, community convenience business allocation standards, and brand chain convenience store construction guidelines.

Jing Ren She Fa No.42 [2022].

Human Resources and Social Security Bureau of each agriculture-related area:

　　In order to further deepen the "streamline administration, delegate power, strengthen regulation and improve services" reform in the field of employment, standardize the employment management of rural labor force in this Municipality, continuously improve the ability and level of employment service, and promote the rural labor force to achieve employment insurance, the relevant work on strengthening the employment management service of rural labor force is hereby notified as follows:

　　First, strengthen data support and demand inquiry

　　(1) Adjust and optimize the data platform for rural labor employment and insurance. Based on the information of agricultural registered population in this city, the scope of rural labor force is defined by sharing data such as students, labor ability appraisal, pension insurance benefits and social insurance registration. Comprehensive rural labor employment insurance status, social insurance payment period, etc., to determine the key assistance targets of employment insurance work, to provide data support for promoting rural labor employment insurance.

　　(two) to carry out the employment demand survey. Focusing on the unemployed insured rural labor force, through telephone communication, on-the-spot visits, etc., we carried out a survey of employment demand, and learned in detail the basic information, unemployment reasons, skill level and employment insurance willingness of the unemployed insured rural labor force. If the employment status of rural labor force changes, guide it to handle relevant registration in time.

　　Second, streamline and optimize the registration procedures

　　(1) Broaden the channels for handling. Eligible rural laborers can hold valid identity documents (including resident ID cards and social security cards), provide personal information on job hunting or employment transfer, and register for job hunting or employment transfer through public employment service agencies in towns (streets) where they are registered, or through online channels (including the government website of the Municipal Human Resources and Social Security Bureau, the "Beijing People’s Society" APP and the "Beijing People’s Society" WeChat WeChat official account), and inform individuals of the results in person or by SMS. When rural laborers who have the willingness to transfer employment apply for job registration or transfer employment registration, they will no longer submit materials such as subsistence allowances, disability, education, professional qualifications, employment and unemployment certificates.

　　(2) Simplify the procedures. If the rural labor force is recruited by the employer and participates in the social insurance for employees, the registration of transfer employment and the registration of employees’ social insurance shall be handled together, and the registration information of transfer employment shall be subject to the registration information of employees’ social insurance, without separate registration of transfer employment. If the rural labor force has any objection to the result of the merger, it may apply to the township (street) public employment service agency of the domicile for review. Township (street) public employment service agencies should do a good job of review, and inform individuals of the results of the review in a timely manner.

　　(3) Promote the application of social security cards. The social security card will be used as the main certificate for rural labor force to apply for job registration, transfer employment registration, enjoy public employment services and various employment promotion policies, and the Beijing Rural Labor Force Transfer Employment Certificate will be gradually abolished. The issued Beijing Rural Labor Force Transfer Employment Certificate will continue to be valid. If the rural labor force does not hold a social security card or really needs the Beijing Rural Labor Force Transfer Employment Certificate, it can apply for an electronic certificate or print the transfer employment registration record at the township (street) public employment service agency and online channels where it is registered.

　　Third, strengthen public employment and follow-up services

　　Township (street) public employment service institutions should strengthen the dynamic tracking management of the rural labor force in this city, provide refined public employment services, and record the service frequency, service effect and policy implementation throughout the process.

　　(1) For rural laborers who have not achieved employment insurance, according to their personal needs, they actively provide basic public employment services such as policy and regulation consultation, career introduction and career guidance, promote employment and entrepreneurship policies and vocational training programs, carry out job-seeking skills guidance, accurately match job information and pay a return visit to job-seeking results.

　　(two) to meet the conditions of people with employment difficulties, give priority and key assistance, carry out one-on-one employment assistance, track and solve the difficulties and problems in the employment process, and help them achieve employment insurance as soon as possible. If it is difficult to achieve employment through market channels, it can be included in the social welfare employment organization as required.

　　(3) To provide regular follow-up services for rural laborers who have achieved employment insurance, focus on the employment trends of rural laborers, strengthen the promotion of employment and social security policies, and improve the stability of rural labor employment.

　　Fourth, the job requirements

　　(1) attach great importance to it. Standardizing rural labor employment management services is an important measure to promote rural labor employment and insurance. The human resources and social security bureaus in agriculture-related areas should strengthen publicity and guidance, classify policies, provide accurate assistance, and improve the effectiveness of their work in light of the regional reality, focusing on the outstanding problems such as the uneven demand for rural labor employment and insurance, and the difficulty in transferring key assistance objects to employment.

　　(2) Focus. The human resources and social security bureaus in agriculture-related areas should increase the intensity of basic public employment services, make overall plans to promote the demand arrangement, service provision, job recommendation and policy implementation of unemployed rural laborers, and generally carry out a survey of rural laborers’ willingness to participate in employment before the end of each year. At the same time, according to the actual situation in the region, we will study and introduce targeted policies and measures to ensure the steady progress of rural labor employment and insurance.

　　(3) Strengthen coordination. The human resources and social security bureaus of the agriculture-related areas shall timely implement the provisions of the documents, strengthen the supervision, guidance and business training of the township (street) public employment service institutions, help solve the problems existing in the promotion of work, and in case of special circumstances, give timely feedback to the Municipal Human Resources and Social Security Bureau.

　　This notice shall be implemented as of December 1, 2022. If the provisions of the former Municipal Human Resources and Social Security Bureau are inconsistent with this notice, this notice shall prevail.

Beijing Municipal Bureau of Human Resources and Social Security　　　　

November 17, 2022　　

Xinhua News Agency, Beijing, March 23rd (Reporter Hu Hao)The case of illegal operation of vaccines in Shandong has recently aroused public concern about vaccines: what will happen if vaccines are not transported through the cold chain? Worried that the vaccinated vaccine is invalid, do you want to replant it? What’s the difference between the first-class vaccine and the second-class vaccine in transportation and use? At the media forum organized by the National Health and Family Planning Commission on the 23rd, experts from China’s immunization program answered questions of general concern.

Why should vaccines be refrigerated? How terrible is a vaccine that is not refrigerated?

Zhao Kai, academician of China Academy of Engineering and chairman of the National Committee of Experts on Immunization Planning: Vaccines are biological products made by various pathogenic microorganisms. Some vaccines are attenuated viruses, for example, the main component of measles vaccine is attenuated measles virus, which is alive; Have a plenty of inactivated vaccine, after the bacteria are inactivated, it is an active protein, which plays an immune function.

Therefore, vaccines are delicate. For example, vaccines are afraid of heat and light, and sometimes some vaccines are afraid of freezing. In order to keep the vaccine active, cold chain should be used in transportation.

Generally speaking, if there is no cold chain during the storage and transportation of the vaccine, the activity of the vaccine will be affected more or less, but it is also related to the length of time and temperature outside the cold chain.

As for whether vaccines that have not been transported by cold chain will have adverse vaccination reactions, two factors need to be integrated. One is to investigate the cold chain situation of illegal vaccine transportation, and the other is to investigate the monitoring situation of the information management system for suspected adverse vaccination reactions.

Wang Huaqing, MD, Chief Physician of China Center for Disease Control and Prevention: Theoretically, the vaccine involved is a vaccine produced by a regular manufacturer, not a fake vaccine or a fake vaccine. It has quality control in the early stage, and the safety risk will be less. The impact of not having cold chain transportation in the later period needs to be evaluated.

What is the relationship between class I vaccine and class II vaccine? What’s the difference between management?

Wang Huaqing: A class of vaccines includes three situations. First, 14 vaccines designated by the state prevent 15 diseases. Second, the increase of the provincial health administrative department is included in the national immunization plan. The third is the emergency immunization organized by the government. For example, if there is an epidemic, emergency immunization is needed, or it is possible to predict that the disease will become popular and organize group vaccination, which all belong to the first type of vaccine.

The first type of vaccine is vaccinated free of charge; The second kind of vaccine is self-funded and voluntary.

The management of the second type of vaccine is technically the same as that of the first type of vaccine. The technical requirements are the same whether in circulation or use. However, its procurement methods are different and its supply channels are different. The procurement of the first type of vaccine is carried out by the government, and then distributed step by step through the disease control system, and finally to the inoculation unit. The second type of vaccine is based on the regulations on the management of vaccine circulation and vaccination. Production enterprises can supply it directly to business enterprises, or to disease control departments and vaccination units. Business enterprises can supply disease control institutions, vaccination units or other business enterprises. So the channels are different.

Is there any difference in quality between domestic vaccines and imported vaccines?

Zhao Kai: The technological level of domestic vaccines is completely similar to that of foreign countries. In particular, the quality of vaccines, China’s 2010 edition pharmacopoeia and the European Union’s pharmacopoeia standards are the same. Some domestic vaccines and imported vaccines have been compared or observed, and they are all the same.

Every batch of vaccines produced in China must undergo compulsory inspection and audit before they are put on the market, which is called "batch inspection". Those that fail are not allowed to go on the market. I think this quality is guaranteed.

Wang Huaqing: Actually, domestic vaccines and imported vaccines require the same standards, and they will not enter the market until they reach the standard. Most of our country uses domestic vaccines, and the control of infectious diseases in China is the contribution of domestic vaccines. If there is no domestic vaccine, the control of polio, hepatitis B and measles in China will not be so good. These are all the effects obtained by inoculating children with our own vaccines. Therefore, the final evaluation depends on whether the disease has been controlled after the application of the vaccine and whether its suspected abnormal reactions have increased. In fact, from our monitoring, there is no big difference between domestic and imported vaccines.

How to deal with vaccines near the shelf life? Is it possible to vaccinate the public with expired vaccines?

Han Cheng, director of Desheng Community Health Service Center in Xicheng District, Beijing: As a primary health service center, our vaccine procurement path is very strict, and there are also strict regulations on the validity period. Drugs that have expired in the past six months cannot enter the procurement and distribution system, and the system will automatically block them. It is impossible to enter the organization. In addition, the purchase of vaccines is on a monthly basis, and one batch is used up before entering the second batch, and it is cleaned once a month, and it is uniformly distributed and purchased by the Beijing Center for Disease Control and Prevention.

How do I know if my vaccine is a problem vaccine? Can it be traced back?

Han Chengcheng: The batch number of the vaccine can be traced back. Each child has a batch number corresponding to each medicine, which can be checked. Therefore, it can be traced back to which child a batch number was hit. The validity period of the vaccine, the time of vaccination, etc. are also completely traceable.

Wang Huaqing: When the vaccine enters the disease control system, there will be a receipt form, when it was delivered, the process of delivery, its temperature, the varieties delivered and the quantity, all of which have a complete receiving record. In the process of use, there are two records, including the parents’ signature, when and what vaccine the children took, which company and the batch number. One is the vaccination certificate in the hands of the parents, and the other is the record or vaccination card of the electronic information system.

Is it necessary to confirm whether the vaccine is effectively vaccinated by antibody testing? Is it necessary to replant the vaccine?

Wang Huaqing: If you were not vaccinated in childhood, when should you replant? Different vaccines are different, which needs to be judged again.

We are all very concerned. Did I succeed after the vaccination? The international general principle is that there is no need for testing, because if the vaccine reaches a high vaccination rate, the whole population will have a barrier.

Vaccination, under normal circumstances, does not mean that everyone produces protection, because the main function of vaccine is a group. For example, if 80% to 85% of polio is successful after taking sugar pills, polio will be blocked and eliminated.

If everyone is vaccinated, we will build this crowd barrier. If some people are vaccinated and some people are not vaccinated, the disease may become popular in the future. Therefore, to control an infectious disease, we must maintain a very high vaccination rate in vaccination, especially in the use of vaccines in the national immunization program. If the vaccination rate is not high, then the disease will become popular.

　　CCTV News:In September this year, the Nanxian Supervision Committee of the Nanxian Discipline Inspection Committee of Yiyang City, Hunan Province received reports from many people that the commercial house they bought in Lakeview New City was charged a gas account opening fee of 2,200 yuan by the developer in violation of regulations. In fact, Hunan Province has issued regulations in early 2017, and developers are not allowed to charge users a separate gas account opening fee. Then, why will the developers of Lakeview New Town continue to charge this fee?

　　The developer of Lakeview New Town is Nanxian Huida Real Estate Development Co., Ltd. There are 6 buildings in the first phase, which have been sold out, and 5 buildings in the second phase have been capped. From December 2017 to March 2019, every time the developer sells a set of commercial housing, it will charge 2,200 yuan to the buyers separately, and a total of 2,862,200 yuan will be charged to 1,301 buyers.

　　Hu Dan, financial officer of Nanxian Huida Real Estate Development Co., Ltd.:We don’t know that this is unacceptable. We don’t know that there is a document later, that is, it should be included in the development cost, because it was not included in the development cost before, and it can be collected outside, and then we will remit it.

　　However, as early as February 2017, before the sale of real estate, the Hunan Provincial Development and Reform Commission issued the Measures for the Administration of Pipeline Gas Prices in Hunan Province, which stipulated that the installation fees of new commercial housing pipeline gas courtyard pipe network and indoor pipeline were included in the development and construction costs, and the commercial housing developers settled with the gas operating enterprises according to the regulations of the competent price department, and no longer charged separately to users.

　　Song Xianghua, member of the Standing Committee of Discipline Inspection Committee of Nanxian County, Yiyang City:According to our investigation, at least in the process of price filing, those managers should be aware of this policy, because they have already filed the relevant expenses of gas into the house price when filing; And according to our understanding, the price department also publicized this policy with them during the filing process.

　　Inadequate supervision leads to illegal charges by developers.

　　In January this year, Nanxian Real Estate Management Bureau, Development and Reform Bureau and other four departments jointly carried out special rectification of the real estate market order. However, in this inspection, the relevant departments did not carefully check and supervise the collection of water, electricity, gas and other fees for the property. After the problem was verified, the Supervision Committee of Nanxian Commission for Discipline Inspection ordered Nanxian Market Supervision Bureau to handle it according to law. At present, 1,100 buyers have received refunds, and the relevant person in charge of the price supervision department has also been dealt with.

　　During the investigation, the discipline inspection and supervision team found that during the sale of commercial housing, the developer had submitted a clearly marked book for the filing and filing of the sales price of commercial housing in Nanxian County to the relevant departments. The price list shows that the average selling price is 4,080 yuan per square meter, which includes the infrastructure for the sale of commercial housing, while the project collected and remitted by the developer does not include the gas account opening fee. However, through careful comparison, the discipline inspection and supervision team found that although the developer promised the relevant departments not to charge the gas fee, the Commercial House Sales Contract signed with the owner stipulated that the total price of the commercial house did not include the construction fee of the gas pipeline network facilities, which should be borne by the buyer.

　　Developers charge fees in violation of regulations. As the price supervision department, the original price inspection unit of Nanxian Development and Reform Bureau has been assigned to the County Market Supervision Administration, but problems have not been found in time in daily supervision.

　　Refunded 1,100 supervisors were dealt with.

　　On September 23, Nanxian Market Supervision Bureau issued a Notice of Ordering Refund to Hujing New Town developer Huida Real Estate Development Co., Ltd., ordering the company to refund the illegally charged gas account opening fee to the buyers. The reporter saw in the property office of Hujing New Town that a gas refund office has been set up here, and buyers can get a refund with their ID cards and purchase contracts.

　　Owner Cao Hui:When we took the house, the property said that the gas fee would not be available. We are in the countryside and have no pension. For us, 2200 is our living expenses for half a year.

　　In the special rectification work in January this year, the relevant personnel in charge of price supervision have been given administrative warning by the Supervision Committee of Nanxian Commission for Discipline Inspection for violating work discipline.

　　The drug problem is related to national security, the rise and fall of the nation and the well-being of the people. It is the consistent position and firm proposition of the China government to strictly control drugs. In the past 20 years, faced with the severe challenge of the rapid development and spread of the drug problem, the China government has always attached importance to drug control, insisted on incorporating drug control into the economic and social development plan as an important part of national security and social stability, mobilized all social forces, took all necessary measures, and tried its best to ban drugs and benefit the people.

　　In recent years, especially since the 18th National Congress of the Communist Party of China, under the strong leadership of the CPC Central Committee, the State Council and local party committees and governments at all levels, all relevant departments in various regions have adhered to source management, systematic management, comprehensive management, and legal management, and insisted on taking multiple measures to prohibit planting, trafficking, and smoking. Through unremitting efforts, China’s drug control struggle has achieved remarkable results.

　　Mobilize all forces to form a new pattern of comprehensive drug control

　　Since the late 1990s, the drug situation has become increasingly severe and complicated. Faced with this situation, the CPC Central Committee and the State Council have made a series of strategic decisions to strengthen drug control work, and the responsibility system, leadership system, working mechanism and guarantee mechanism for drug control work have been gradually established and improved, forming a new pattern of comprehensive drug control with unified leadership of governments at all levels, organization and coordination of drug control committees, respective responsibilities of relevant departments and extensive participation of social forces.

　　In 1990, the Government of China established the National Narcotics Control Committee composed of 25 departments, including the Ministry of Public Security, the Ministry of Health and the General Administration of Customs, to study and formulate important policies and measures in drug control, coordinate relevant major issues, and lead the national drug control work in a unified way. In 1998, the State Council approved the Ministry of Public Security to set up an anti-drug bureau. Since the national people’s war against drugs was launched in 2005, according to the development and changes of the drug problem in China, the State Council has repeatedly adjusted and enriched the member units of the National Narcotics Control Committee to meet the needs of the anti-drug struggle. At present, the number of member units of the National Narcotics Control Committee has reached 38, and working groups on anti-drug publicity and education, anti-drug investigation information, and drug prohibition and detoxification have been established.

　　Adhere to drug control according to law and gradually improve the legal system of drug control.

　　The government of China attaches great importance to the construction of the legal system of drug control, constantly speeds up the pace of drug control legislation, and has formulated and promulgated a series of laws and regulations. The legal system of drug control has been gradually improved, and drug control according to law has become the guiding principle of drug control work.

　　From the 1970s to the 1990s, the China Municipal Government successively promulgated the Criminal Law, the Customs Law, the Regulations on Administrative Penalties for Public Security and other laws and regulations. On June 1st, 2008, China’s first law comprehensively regulated drug control — — People’s Republic of China (PRC) Anti-drug Law was formally implemented. As a book summarizing China’s experience in drug control for many years and absorbing the essence of international drug control legislation, it provides legal guarantee for comprehensively strengthening drug control work under the new situation, and China’s drug control work has thus entered a new historical stage of comprehensive promotion according to law.

　　At present, a system of anti-drug laws and regulations has been formed at the national level in China, with the Criminal Law, the Anti-drug Law, the Regulations on Drug Rehabilitation, the Regulations on the Management of Precursor Chemicals and the Regulations on the Management of Narcotic Drugs and Psychotropic Substances as the main body, and local governments have successively formulated a series of supporting laws and regulations, providing a powerful legal weapon for the anti-drug struggle.

　　Contain drug sources and crack down on drug crimes.

　　China’s anti-drug department has always maintained the trend of cracking down on drug crimes, improved the three-dimensional prevention and control system of land, sea and air mail, and innovated the methods and means of drug enforcement, which severely cracked down on and effectively deterred drug crimes.

　　First, vigorously strengthen source blocking and interception to effectively curb the source of drugs. The anti-drug department of China has continuously improved the "three lines of defense" of blocking the first line of the border, checking the second line of the mainland and cutting the main roads, airports, stations and docks, forming a three-dimensional prevention and control system covering the main land, sea, air and postal routes.

　　Second, we will continue to carry out special anti-drug campaigns and effectively strengthen investigation and solving cases. Since the people’s war against drugs was launched, a series of special actions such as "pulling out nails" have been organized against foreign drug lords, and a large number of serious cases have been successfully cracked, and more than 80 domestic and foreign drug lords and important drug dealers, including Liu Zhaohua, Han Yongwan, Cai Aishan and Zhong Wanyuan, have been arrested.

　　The third is to comprehensively deepen the key rectification of drug control and effectively solve the prominent drug problem. By stepping up efforts to rectify drug trafficking and drug-related problems of special groups, 38,900 drug traffickers were arrested nationwide in 2015 alone. By using satellite remote sensing technology, the "Tianmu" series of drug shoveling operations were continuously carried out, and it was found that the illegally planted opium poppy was completely eradicated. Since the people’s war against drugs was launched in 2005, more than 1 million drug-related crimes have been cracked, 1.15 million drug suspects have been arrested and 751 tons of various drugs have been seized.

　　Prevention education is given priority to, and people’s awareness of drug control is generally improved.

　　The Anti-drug Law of People’s Republic of China (PRC) defines the policy of "prevention first" in anti-drug work, and stipulates the anti-drug publicity and education in a special chapter.

　　Public security, education, civil affairs, judicial administration, culture, trade unions, the Communist Youth League, women’s federations and other departments insist on taking teenagers, unemployed people and migrant workers as the focus of anti-drug publicity and education, create rich carriers of brand education activities, organize anti-drug publicity activities covering the whole year with the national anti-drug publicity month in June as the focus, and promote anti-drug publicity and education into communities, schools, units, families, places and rural areas.

　　At present, China has established 9 national demonstration bases for drug prevention education, more than 20 provincial anti-drug education bases, more than 700 anti-drug social organizations and more than 1 million anti-drug volunteers. The annual growth rate of newly discovered heroin users has dropped from 13.7% in 2008 to 6.6% in 2013.

　　Advocating people-oriented, actively educating and saving drug addicts

　　In view of the serious harm caused by drug abuse to drug addicts, their families and society, we have comprehensively used legal, administrative, economic, educational and medical means to control the drug problem, and education has saved a large number of drug addicts.

　　At present, 57 drug rehabilitation places have been built in China, and 95,000 drug rehabilitation personnel have been resettled, which has played a positive role in ensuring people’s livelihood and maintaining social harmony and stability.

　　In recent years, China has made great efforts to promote community detoxification and community rehabilitation, with towns and streets as the main body, relying on the masses and communities, mobilizing social forces, developing anti-drug social workers, and vigorously implementing the "August 31" community detoxification and community rehabilitation project. In the past five years, 27,000 community drug rehabilitation and community rehabilitation offices have been established nationwide, with 27,000 full-time drug control social workers and 68,000 part-time social workers. A total of 950,000 person-times of community-based drug rehabilitation have been carried out nationwide, and more than 1.2 million people have given up drug addiction for more than three years.

　　Strictly prevent illegal loss and strengthen the control of precursor chemicals

　　Proceeding from the fact that China is a big producer and exporter of chemicals, the national drug control department has earnestly implemented the 1988 United Nations Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances.

　　Over the years, China has always attached importance to the "two-way investigation" in border areas and entry and exit ports, which not only prevents drugs from entering the country, but also prevents precursor chemicals from being smuggled out of the country. At the same time, an international verification system for the import and export of precursor chemicals has been established jointly with the United Nations anti-drug agencies and relevant national authorities, and a management information system for precursor chemicals has been established, which has implemented information management for the production, operation and circulation of precursor chemicals. Over the years, China has actively participated in Operation Purple, Operation Topaz and Operation Prism carried out by the United Nations anti-drug system, and cooperated closely with the Shanghai Cooperation Organization to further strengthen the international verification of precursor chemicals exported by key varieties and countries.

　　Since the People’s War against Drugs, more than 23,000 tons of precursor chemicals and non-regulated chemicals have been seized through strict investigation, and 20,500 tons of precursor chemicals have been prevented from being exported through international verification.

　　Actively fulfill international conventions and make contributions to the world drug control cause.

　　The Government of China has always attached importance to international cooperation in drug control, and, as a responsible big country, has always followed the principle of "extensive participation, shared responsibility, comprehensive and balanced drug control strategy, and emphasis on alternative development" put forward at the twentieth special session of the General Assembly on drug control, and earnestly implemented international drug control conventions.

　　Actively promote regional bilateral and multilateral drug control cooperation. The Government of China has hosted many important multilateral international conferences, continuously deepened the mechanism of Memorandum of Understanding (MOU) on drug control cooperation in Greater Mekong Subregion, the mechanism of "ASEAN+China" on drug control, the mechanism of Shanghai Cooperation Organization on drug control, and the mechanism of BRICS countries on drug control, and actively demonstrated China’s influence in the international drug control field.

　　Actively promote law enforcement and security cooperation in Mekong River Basin. In close cooperation with relevant countries, the case of "October 5" Mekong River was successfully solved in 2011, and naw kham, the first offender of the "Golden Triangle" mega-armed drug trafficking group, and key members were arrested. Leading the establishment of a law enforcement and security cooperation mechanism in the Mekong River Basin of China, Laos, Myanmar and Thailand, and continuing to carry out joint anti-drug operations to jointly crack down on transnational drug crimes and completely destroy criminal groups that have long endangered the security of this basin.

　　Actively carry out foreign law enforcement training, equipment and material assistance exchange and alternative development. China has gradually developed from a recipient country to an annual donation of US$ 1 million to the United Nations Office on Drugs and Crime (UNODC), and has trained nearly 2,000 drug enforcement officials for Myanmar, Laos, Cambodia and other countries within its capacity.

　　On 26th, local time, India announced the latest COVID-19 epidemic situation in the country.

　　As of 8: 00 on the same day, in the past 24 hours, India has added 352,991 confirmed cases of COVID-19, with a total of 17,313,163 confirmed cases. In the past three days, India has added more confirmed cases; There were 2812 new deaths and 195123 cumulative deaths.In the past three days,The cumulative number of newly confirmed cases of COVID-19 in India has exceeded one million. The newly confirmed and dead cases have once again set a new record in this country.

　　The epidemic situation in India continued to worsen, and the cumulative number of newly diagnosed cases exceeded one million in three days.

　　△ Schematic diagram of cumulative confirmed and dead cases of New Crown Pneumonia in India on the 26th (Source: WHO)

　　According to local media reports, the epidemic in India has been in the losing stage. In the capital, New Delhi, almost every 300 seconds, one person will die because of COVID-19.

　　According to the analysis of many foreign media, the epidemic situation in COVID-19 in India is so serious. On the one hand, the successful research and development of various vaccines led to the relaxation of epidemic prevention in India. On the other hand, the United States, as an important importer of medical raw materials in India, started the National Defense Production Law early, and restricted the export of vaccine raw materials for a long time, which led to the lack of medical care and medicine in India.

　　India urgently needs vaccine raw materials, but the United States turns a deaf ear.

　　△ Adar Poonawalla, CEO of the Indian Serum Institute, posted a message on social media, "pleading" with US President Biden to lift the ban on the export of vaccine raw materials in India.

　　The world’s largest vaccine manufacturer — — Adar Poonawalla, CEO of India Serum Research Institute, posted a message on social media on April 16th, "pleading" Biden’s government to lift the ban on India’s export of vaccine raw materials in order to increase India’s vaccine production. Reuters also revealed earlier that the foreign ministers of India and the United States also mentioned lifting the import ban during their talks on April 19th. However, the United States has never responded to this.

　　△ the State Council spokesperson Price

　　It was not until 22nd that a reporter’s question at the White House press conference broke the silence of the United States for the first time, although the United States was still pushing each other.

　　According to the minutes of the press conference that day, US State Department spokesman Ned Price first pushed the question to the Office of the US Trade Representative in response, saying that it was within their authority. After facing the reporter’s unrelenting questioning, Price said "the truth".

　　△ US local media reported that at the press conference that day, Price once again emphasized "US priority" and refused to export vaccine raw materials to India on this ground.

　　Price first said that the United States focused on controlling the epidemic in the United States, giving priority to vaccinating the American people, and stressed that the American approach was "ambitious", "fruitful" and "successful". Later, he continued to argue: "We do this for several reasons. First, we have a special responsibility to the American people. Second, in the United States alone, more than 550,000 people have died and tens of millions have been infected. The American people have been hit harder by the epidemic than other countries in the world. " Finally, he concluded: "It is not only in the interests of the United States to vaccinate Americans, but also in the interests of other countries in the world."

　　Indian media criticized the United States for making "vague verbal promises"

　　△ "The Times of India" published an article entitled "The United States made vague verbal commitments because it was criticized for turning a deaf ear to the COVID-19 epidemic in India" on the 23rd.

　　This speech instantly detonated the anger in India. The Times of India issued a document for two consecutive days, criticizing the U.S. government for turning a deaf ear to the Indian epidemic, saying that the so-called guarantee of the United States is only a "vague verbal promise" and pointing out that the Biden administration has done almost nothing except verbal sympathy.

　　△ "The Times of India" published another article on the 24th, saying that the Biden administration was cold-hearted about India’s urgent need for COVID-19 vaccine raw materials.

　　According to a report by Washington post on the 24th, only 1.4% people in India have been vaccinated, and overcrowded hospitals are facing the problem of lack of oxygen, while the United States is enjoying a spring full of vaccines. What makes the Indian people even more angry is that the United States would rather throw the extra vaccine in the warehouse like this than export the raw materials for vaccine production to India.

　　△ The New York Times reported on March 11 that the United States is sitting on the tens of millions of doses of COVID-19 vaccine that the world urgently needs.

　　On March 11th, The New York Times quoted an official familiar with the matter as saying that more than 30 million doses of vaccine were idle in a warehouse in Ohio, USA, and no one had ever used it. The Axios News Network of the United States commented that "when billions of people around the world are anxiously waiting for vaccines, 30 million doses of vaccines are eating ash in Ohio warehouses."

　　Indian netizens accused the US of being "hypocritical", "diplomatic rhetoric" and "untrustworthy"

　　△ Indian netizens accuse the United States of selfish behavior

　　Under the video of Price’s speech, an Indian netizen commented, "History will remember that a country with a population of 1.4 billion has helped more than 90 countries, while a so-called superpower is sitting on piles of vaccines. We won’t forget it, @ President of the United States ".

　　△ Indian netizens talked about India’s previous aid to COVID-19 drugs in the United States, but now the United States has turned a blind eye to India.

　　A netizen even turned over the old account and left a message: "When India itself was experiencing a serious COVID-19 epidemic, the United States successfully obtained hydroxychloroquine from India (which was previously considered as a specific drug for treating COVID-19, but was later confirmed by WHO to be almost ineffective). Now the United States is still banning the supply of vaccine raw materials to India. Obviously, the United States has become the most untrustworthy country on earth. "

　　In the case of accusations from all sides and the growing epidemic in India, it was not until the 25th that US President Biden and Vice President Harris began to formally respond, saying that they would provide assistance to India.

　　△ The Vice President of the United States posted a message on his personal social account on 25th local time, saying that he would support India in fighting the COVID-19 epidemic.

　　However, the Indian people who have been deceived and ignored for a long time obviously don’t buy it. A large number of Indian netizens commented that this move is still "hypocritical", "diplomatic rhetoric" and "untrustworthy", and they are still full of doubts about the US statement.

　　△ Indian netizens said that Harris’s move was just diplomatic rhetoric and could not be trusted.

　　△ Indian netizens replied that we need more details. Please don’t continue to publish such diplomatic rhetoric. We need actions, not "so-called statements".

　　The epidemic situation of COVID-19 in India is getting more and more serious, but the aid of the United States is far away

　　While the Indian people are still waiting for American aid in the epidemic, the epidemic in India has developed into a frightening situation.

　　△ABC reported that the epidemic situation in India continued to intensify, and crematoriums in many places had been cremated by burning bodies in the open air.

　　According to foreign media reports, in some crematoriums in India, the metal parts began to melt because of the long running time of gas stoves and wood stoves, and cremation stoves were damaged because of too many bodies to be burned. A large number of bodies could only be burned in the most primitive way. In many hospitals in India, there have been many suffocation accidents caused by lack of oxygen recently.

　　△ CNN published on the 26 th entitled "The COVID-19 epidemic in India is more severe. Two of the US diplomats in India died and more than 100 people tested positive for COVID-19."

　　CNN quoted diplomats working in the US Embassy in India as saying: All the staff were deeply frustrated, and even the staff of the US Embassy could only get vague statements before the actual assistance from the United States arrived.

　　Producer Tang Yi

　　Producer Zhao Xinyu?

　　Editor-in-Chief: Cui Yi

　　Editor Jin Lvcheng

Brand Finance, a British brand evaluation agency, released the "Banking 500 2021" in 2021. In this year’s ranking, China and the United States still share the top ten banking brands, and Industrial and Commercial Bank of China continues to be the top one.

The total value of the top 500 global banking brands is $1,270.5 billion. Among them, 76 China brands were worth US$ 430.4 billion, accounting for 33.9%. 74 American brands are worth $2,748, accounting for 21.6%. Nine Canadian brands are worth $62.6 billion, 17 British brands are worth $51.2 billion, 27 Japanese brands are worth $41.3 billion, 9 French brands are worth $35.7 billion, 9 Spanish brands are worth $29.5 billion, 18 Indian brands are worth $27.3 billion, 9 Australian brands are worth $23.2 billion, 4 Dutch brands are worth $21.1 billion and 13 Swiss brands are worth $20.7 billion.

The "Top 500 Global Bank Brand Value Rankings" adopts the cash flow discount method, and calculates the brand value of each bank by evaluating the market influence of banks by analyzing financial data and setting brand discount rates of different banks. The shortlisted banks include commercial banks and investment banks (securities companies).

Brand value/annual growth rate of ranking brand headquarters.

1. Industrial and Commercial Bank of China (ICBC) China is 72.788 billion USD /-9.9%.

2. China of China Construction Bank is 59.649 billion USD /-4.7%.

3. Agricultural Bank Of China (China) 53.134 billion USD /-2.8%.

4. Bank of China’s China is USD 48.689 billion /-3.8%.

5. Bank of America US$ 32.787 billion /-7.3%.

6. US$ 32.2 billion /-2.8% from CITI.

7. Wells Fargo US$ 31.805 billion /-22.2%

8. Chase US$ 28.849 billion /-7.7%

9. J.P. Morgan US$ 23.565 billion /+3.2%.

10. China of China Merchants Bank is USD 21.044 billion /-8.0%.

11. HSBC UK USD 17.028 billion /-12.5%.

12. TD Bank of Toronto (Canada) USD 15.968 billion /-1.1%.

13. Royal Bank of Canada (RBC) Canada USD 15.818 billion /+1.6%.

14. China of Bank of Communications is USD 15.683 billion /+3.4%.

15. Shanghai Pudong Development Bank China USD 15.053 billion /+7.9%.

16. China CITIC Bank China USD 14.500 billion /+10.2%.

17. Santander Spain’s USD 14.271 billion /-18.7%.

18. Goldman Sachs US$ 13.75 billion /+21.3%

19. China Postal Savings Bank’s China is USD 13.593 billion /-0.1%.

20. Capital One US$ 13.034 billion /-11.4%.

21. China Minsheng Bank China USD 12.490 billion /+29.3%.

22. BNP Paribas France USD 12.37 billion /-7.0%.

23. Mitsubishi UFJ Financial Group (MUFG) Japan USD 12.149 billion /+29.0%.

24. China of Industrial Bank is USD 12.131 billion /+15.9%.

25. China Everbright Bank’s China is USD 10.325 billion /+6.6%.

26. ING Netherlands USD 9.972 billion /-11.9%.

27. China of Ping An Bank is USD 9.781 billion /+15.6%.

28. Morgan Stanley US$ 9.473 billion /+6.6%.

29. Federal Savings Bank (Sber) Russia’s USD 9.395 billion /-29.0%.

30. Sumitomo Mitsui Financial Group (SMBC) Japan USD 9.319 billion /-23.9%.

31. BMO Canada’s USD 9.077 billion /-4.2%.

32. Scotiabank Canada USD 9.041 billion /-10.6%.

33. Barclays UK $9.037 billion /-15.2%

34, UBS Group AG (UBS) Swiss $8.671 billion /-5.4%.

35. U.S. Bancorp’s US$ 8.351 billion /-2.2%.

36. Truist US$ 8.013 billion

37. DBS Singapore USD 7.811 billion /-7.8%.

38. BBVA Spain’s USD 7.678 billion /-18.7%.

39. Rabobank, the Dutch cooperative bank, US$ 7.573 billion /-1.8%.

40. Intesa Sanpaolo, Italy, US$ 7.401 billion /+14.3%.

41. Merrill’s US$ 7.273 billion /+3.3%

42. CIBC Canada’s USD 6.924 billion /-12.1%.

43. Puruixing Financial Services (PNC) US$ 6.798 billion /-11.2%.

44. HDFC Bank India USD 6.588 billion /+11.2%

45. Commonwealth Bank Australia US$ 6.552 billion /-7.0%.

46. Mizuho Financial Group Japan’s USD 6.419 billion /-4.7%.

47. Credit Suisse Switzerland USD 6.286 billion /-9.0%.

48. Qatar National Bank (QNB) Qatar USD 6.107 billion /+1.3%.

49. Standard Chartered UK USD 6.057 billion /+6.2%

50. State Bank of India (US$ 5.843 billion /-9.2%).

51. Discover US$ 5.576 billion /-14.7%

52. Societe Generale France’s $5.082 billion /-31.0%.

53. Itau Bank (ITAU) Brazil USD 5.065 billion /-25.9%.

54. Hua Xia Bank (China) USD 5.054 billion /+24.7%.

55. Credit Mutuel France $5.05 billion /+4.2%

56. Shinhan Financial Group Korea’s USD 5.027 billion /+7.6%.

57. Lloyds Bank UK $4.949 billion /-29.2%.

58. Credit Agricole (France) USD 4.834 billion /-14.5%

59, National Westminster Bank (NatWest) UK $4.822 billion /-18.8%

60. KB Financial Group Korea USD 4.69 billion /+13.0%.

61. ANZ Australia USD 4.604 billion /-1.3%.

62. OCBC Bank Singapore USD 4.561 billion /-5.8%.

63. BNY Mellon US$ 4.367 billion /+10.7%.

64. Nordic United Bank (Nordea) Sweden USD 4.105 billion /-12.8%.

65. Bank of Beijing China USD 4.042 billion /+3.4%.

66. Banco do Brasil Brazil USD 4.04 billion /-11.3%.

67. UOB (UOB) Singapore USD 3.998 billion /-15.3%.

68. Brazilian Federal Savings Bank (Caixa) Brazil’s $3.954 billion /-18.3%.

69. nab Australia’s US$ 3.936 billion /-17.2%.

70. Bradesco (Brazil) US$ 3.908 billion /-41.6%.

71. Bank of Ningbo China USD 3.855 billion /+63.3%.

72. Charles Schwab US$ 3.854 billion /+4.2%.

73. Union Bank of Belgium (KBC) Belgium USD 3.829 billion /-11.2%.

74, Dubai National Bank (Emirates NBD) UAE $3.73 billion /-9.7%.

75. Bank of Shanghai China USD 3.681 billion /+7.0%.

76. Maybank Malaysia USD 3.661 billion /-8.0%.

77. First Abu Dhabi Bank (UAE) USD 3.621 billion /-10.1%.

78. ICICI Bank, India, US$ 3.539 billion /+23.2%.

79. Deutsche Bank Germany US$ 3.51 billion /-1.3%.

80. Westpac Australia USD 3.491 billion /-11.4%.

81. Al-Rajhi Bank, Saudi Arabia, USD 3.449 billion /-1.7%.

82, Japan Post Bank (JP Bank) Japan $3.389 billion /-12.2%.

83. Bank of Jiangsu China USD 3.363 billion /+7.7%.

84. China of China Guangfa Bank is US$ 3.344 billion.

85. CaixaBank Spain’s US$ 3.304 billion /-6.8%.

86. ABN AMRO Netherlands $3.289 billion /-19.8%.

87, CITIC Securities (CITIC Securities) USD 3.132 billion /+33.8%.

88. Desjardins Canada USD 3.099 billion /+12.0%.

89. People’s Bank of Indonesia (BRI) Indonesia USD 3.098 billion /-12.3%.

90. State Street US$ 3.008 billion /+17.7%

91. Fifth Third Bank US$ 2.921 billion /-19.0%

92. Citizens US$ 2.83 billion /+12.0%

93. Hana Financial Group (South Korea) US$ 2.799 billion /+7.1%.

94. China of China Zheshang Bank is USD 2.731 billion /+32.0%.

95. KeyBank US$ 2.700 billion /+5.9%

96. DNB Norway USD 2.686 billion /+0.3%

97. Hang Seng Bank (China and Hongkong) US$ 2.68 billion /-21.2%.

98. Natixis France’s $2.673 billion /-1.6%.

99. Woori Bank Korea’s USD 2.654 billion /+12.4%.

100. Swedbank Sweden’s USD 2.614 billion /-9.0%.

Other brands in mainland China, Hongkong and Taiwan Province that have entered the top 500 global banking brands.

101, Haitong Securities (Haitong Securities)

111. Bank of Nanjing.

119, Guotai Junan Securities (Guotai Junan Securities)

128. Bohai Bank

135, Chongqing Rural Commercial Bank (Chongqing Rural)

141. Huishang Bank.

153. China Trust Commercial Bank (CTBC Bank) Taiwan Province

154. Bank of Hangzhou.

159, Guangzhou Rural Commercial Bank (Guangzhou Rural Commercial Bank)

179. E.SUN Bank Taiwan Province

187. Shanghai Rural Commercial Bank.

188. Bank of Chengdu.

189. Bank Of Changsha.

192. Orient Securities.

204, Shengjing Bank (Shengjing Bank)

206. Bank Of Chongqing.

213, Beijing Rural Commercial Bank (Beijing Rural Commercial Bank)

215, Bank of Tianjin (Bank of Tianjin)

218, Jinzhou Bank (Bank of Jinzhou)

221, Fubon Bank (Fubon Bank) Taiwan Province

224, Guiyang Bank (Bank Of Guiyang)

226. Bank of East Asia Hong Kong

238, Zhaofeng International Commercial Bank (Mega) Taiwan Province

240, Bank of Zhengzhou (Bank of)

247, the First Commercial Bank (Taiwan Province)

253, Taiwan New Bank (Taishin) Taiwan Province.

256, cooperative vault bank (Taiwan Province)

261, Harbin Bank (Harbin Bank)

276, Jiangxi Bank (Jiangxi Bank)

287. Wing Lung Bank (Hong Kong)

289, Qingdao Rural Commercial Bank (Qingdao Rural Commercial Bank)

301. Bank of Dongguan.

315, Yuanta Bank (Taiwan Province)

323, Guizhou Bank (Bank Of Guizhou)

327, South China Financial Holdings Taiwan Province

336, South China Commercial Bank (Hua Nan Commercial Bank) Taiwan Province

338. Bank Sinopac Taiwan Province

365. Bank of Qingdao.

367, Huarong Xiangjiang Bank (Huarong Xiangjiang Bank)

368. Bank of Taiwan Taiwan Province

373. Shanghai Commercial Bank, Hong Kong

380. Taiwan Province Business Bank Taiwan Province

381. Changhua Bank Taiwan Province

384, Bank of Suzhou (Bank of Suzhou)

387. The Shanghai Commercial & Savings Bank in Taiwan Province.

391. Dah Sing Bank Hong Kong

403, Gansu Bank (Bank Of Gansu)

414. Bank of Xi`An.

417. Land Bank of Taiwan Province.

422, Sun Hung Kai Co Hong Kong

423, Changshu Rural Commercial Bank (Changshu Rural Commercial Bank)

428, Hankou Bank (Hankou Bank)

431. Cathay United Bank Taiwan Province

467, the Union Bank of Taiwan Province.

Contact PR Newswire

+86-10-5953 9500

info@prnasia.com

Original title: "2021 Global Top 500 Bank Brand Value List, 76 Banks in China on the List"

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This article comes from WeChat WeChat official account:Interface news (id: wowjiemian), Author: Zeng Yanglin, You Miao, Editor: Peng Jieyun, original title: "Is the end of the Internet lending? Revealing the Financial Traffic Business of Video Head Players, the head picture comes from: vision china.

"Get a free video VIP member for one month", "Get a monthly card for xx video members within a limited time" and "Get a free VIP for 18 months" … Nowadays, you can see the gimmick of "get a free VIP" on many video platforms, only to find that they are all diverting the loan service.

"The end of the Internet is lending." In this regard, some netizens joked.

Customer diversion for P2P online lending business was once a steady business for major video platforms. At present, although P2P has withdrawn from the historical stage, it has not stopped the ambition of realizing the traffic of these companies. It is understandable to do financial business based on traffic, but there are many hidden risks such as infringement and disclosure of personal privacy, false information propaganda, low-interest induced lending, and loan bundling insurance, which deserves the vigilance of head video platforms.

As the head platform for short video and long video, Tik Tok, Aauto Quicker and "Ai Youteng"(Iqiyi, Youku, Tencent Video)What is the layout of financial services? The interface journalist test found that the financial depth of the above five video head platforms App layout has its own speed. Some are deeply rooted in the layout, while others always exercise restraint.

First, iQiyi is the most radical.

In the long video head platform "Ai Youteng", iQiyi’s financial layout is the largest, followed by Tencent Video, while Youku is relatively restrained and conservative.

Interface journalists combed and found that,Iqiyi cooperates with a number of institutions to guide the flow of a number of financial lending products, and it also has a credit service platform "Xiaoye Loan".

When the interface journalist clicks "My Wallet" on the iQiyi App, an advertisement pop-up window of "Free VIP membership for one month within a limited time" appears. After clicking "Free Collection", he immediately jumps to the page of "Wing Pay Sweet Orange Borrowing Money", which shows that "the first loan will give a one-month iQiyi VIP, and the new user will receive a 30-day first interest-free coupon, which will reach 750 yuan at the highest".

According to the page, "Wing Pay Sweet Orange Borrowing" is a borrowing platform for Wing Pay under China Telecom. Users can borrow up to 200,000 yuan, with an annualized interest rate of 7.2%.(subject to approval)The loan will arrive in 3 minutes at the earliest, and the source of funds is immediately consumer finance co., ltd.

In addition to guiding the lending products of "wing payment and borrowing money from sweet orange", a number of lending products are also recommended in "My Wallet" of iQiyi App Android client, including "Xiaoye Loan" under iQiyi, "Borrowing Flowers" under Ctrip Finance, "Withdrawing Money" under Zhongyuan Consumer Finance, saving money, 360 IOUs under 360 subjects and 360 small change flowers, Gome Easy Card and so on.(orange staging)Credit products such as small win and easy loan, "rich flowers" under Du Xiaoman Finance, "Zhongan loan" under Zhongan Insurance, Minsheng grain loan under Minsheng E-commerce, Suning Financial willful loan, and Lehua card under installment music.

Photo: Zeng Yanglin, a lending product diverted by iQiyi App, arranged it.

However, the interface journalist also noticed that compared with the Android mobile phone client, there are very few lending products recommended in the Apple iOS client of iQiyi App, and only iQiyi’s "Little Bud Loan" and Zhongyuan Consumer Finance "Raise Money" and Wing Pay three products.

Figure: Iqiyi App shows comparison on the lending platform of Android client and Apple client.

After testing, the interface journalists found that except for its platform "Xiaoya Loan", the rest of the credit products could not be directly borrowed on the iQiyi App, only to let users register as users of the loan platform, and then remind them that they need to download the corresponding App or pay attention to WeChat official account before borrowing.

The customer service of Xiaoya Loan told the interface journalist that Xiaoya Loan was developed, operated and managed by iQiyi, and all loan products and/or services were provided by regular licensed financial institutions with loan issuance qualifications.

Previously, when the product was launched at the end of 2019, the official said that Xiaoya Loan was independently responsible by licensed financial institutions and managed the whole process services such as risk control review, fund supply, post-loan handling and risk taking. iQiyi provided users with internet financial information and provided technical support for financial institutions and user credit services.

From the product description, iQiyi provides loan assistance services for Xiaoya Loan. According to public information, iQiyi has not yet obtained any financial-related licenses.

Second, Tencent video is the diversion of its own products, and Youku only cooperates with banks to open cards.

Comparatively speaking, Tencent video is not so radical, it only provides pure diversion service, and more serves Tencent’s own system.

Tencent Video App’s credit product "Goose Spend Money" in the financial sector is provided by Tencent’s Weizhong Bank, with a maximum loan amount of 50,000 yuan and an annualized interest rate.(simple interest)Minimum 7.2%. In addition, Tencent Video App also showed the insurance products of Weibo, an insurance brokerage platform of Tencent, including millions of medical insurance, accident insurance and aviation delay insurance.

However, interface journalists are concerned that although Tencent Video App does not guide other loan products in the "Finance" section, the carousel advertising space in the "Selected Columns" of its homepage often shows some small loan platform loan advertisements, and most of the loan products are provided by small loan companies, such as CYTS Jinfu Internet Microfinance Co., Ltd., Chongqing Zhonghong Microfinance Co., Ltd., Xi ‘an Xinghe Network Microfinance Co., Ltd. and Chongqing Pig Bajie Yichuang Microfinance Co., Ltd.

Photo: The advertising space in the "Selected" column of Tencent Video is a diversion for multiple lending platforms.

Interface journalists randomly tested one of the loan products pushed by the advertising space of Tencent Video App. After clicking the advertisement, they need to fill in information such as name, mobile phone number and mobile phone verification code, and check whether there are options such as housing, commercial insurance, social security, full car, provident fund and corporate tax payment. Soon after clicking "Apply for a loan", it will help the staff of the loan company to call, manually verify personal information, and push the information filled by the user to the cooperative bank, which will then.

Also as a video platform of the Internet giant, Ali’s Youku App is relatively "conservative" in financial business. Although there is a column of "My Finance" on the App, the related financial business is only the activities of opening cards and sending videos to members in cooperation with banks, such as opening electronic accounts in cooperation with Suzhou Bank and Agricultural Bank, and co-branded cards in cooperation with CITIC Bank and Huaxia Bank.

Third, the financial license blessing Tik Tok loan business, Aauto Quicker is also seeking to pay the license.

Among the two short video platforms, Tik Tok took the lead and Aauto Quicker was "ready to move".

At present, there are two loan products in Tik Tok Wallet, namely "DOU installment" and "safe borrowing", the former is similar to "flower shop" and the latter is similar to "borrowing shop".

The former focuses on "consumption before payment", which can be used in Tik Tok for live shopping, small shop shopping and purchasing "DOU+ popular" service. It can be divided into 3, 6 and 12 installments, with a maximum amount of 30,000; The latter is a consumer credit service product with annualized interest rate.(simple interest)It is 10.8% ~ 24%, and the maximum amount is 200,000.

Figure: Tik Tok’s "DOU installment" and "safe loan" credit products.

Behind the "DOU installment" and "safe lending", it is inseparable from the blessing of two financial licenses acquired by Tik Tok’s parent company ByteDance, namely the third-party payment license and the small loan license.

The third-party payment license is Wuhan Hezhong Yibao Technology Co., Ltd., which is wholly acquired, and the small loan license is Shenzhen Zhongrong Microfinance Co., Ltd.(hereinafter referred to as "Zhongrong Small Loan Company")Tik Tok’s two loan products are funded by Zhongrong Small Loan Company and its cooperative financial institutions.

According to the interface news, Zhongrong Small Loan Company has recently increased its capital to 5 billion yuan, and its legal representative, chairman and general manager have all been changed to Ding Boxun. Ding Boxun previously worked in ByteDance’s "Finance-Consumer Finance" business department. Although there is no direct relationship between ByteDance and Zhongrong Small Loan Company in terms of ownership structure, in April 2020, Zhongrong Small Loan pledged its equity to Shenzhen Today Headline Technology Co., Ltd.. At the same time, the mailbox of Zhongrong Small Loan Company was changed to ic-report@bytedance.com, the official mailbox of ByteDance.

In order to increase the scale of users who pay in Tik Tok, Tik Tok Wallet recently launched the activity of "Tik Tok Pay Binding Bank Card to Send Shopping Coupons", with the coupon amount ranging from 5 yuan to 11.8 yuan.

It can be seen that ByteDance’s payment and small loan licenses are more helpful to Tik Tok’s own e-commerce and local life, and its insurance brokerage and securities investment licenses have not been seen yet.

Although Aauto Quicker launched the "Aauto Quicker Wallet" earlier, it has not yet directly laid out its financial business. However, for the acquisition of financial licenses, Aauto Quicker is also "ready to move".

According to Tianyancha data, on August 31st, 2020, Aauto Quicker applied to register the trademark of "Laotie Payment" through its Beijing Dajia Internet Information Technology Co., Ltd..

In November of the same year, some media quoted people familiar with the matter as saying that Aauto Quicker indirectly obtained a payment license by acquiring a licensed payment institution, Yilian Payment. On the way of acquisition, Aauto Quicker acquired Yilian in the form of cash and shares, of which cash is about 300 million RMB, and the amount and value of shares are unknown. After the acquisition, Aauto Quicker will hold more than 50% of the shares and become the largest controlling shareholder of E-link Payment.

Regarding the acquisition of payment license, Aauto Quicker disclosed in the prospectus in January this year: "Aauto Quicker signed an agreement in August 2020 to acquire 100% equity of a payment company with an initial consideration of RMB 850 million in cash. As of the date of this report, the acquisition has not been completed. "

Interface journalists inquired about the national enterprise credit publicity information system and learned that at present, the only shareholder of Yilian Payment is Yilian Financial Control Information Co., Ltd., and the control rights of related companies have not changed hands.

Fourth, the risk of consumer privacy disclosure is high, and personal information is "disconnected" or opened.

According to the data released by Trustdata, a third-party data platform, in May 2021, the monthly active users of vibrato short videos.（MAU）About 453 million, Aauto Quicker MAU is about 268 million, iQiyi MAU is about 229 million, Tencent video MAU is about 172 million, and Youku MAU is 73 million.

"It is normal to generate finance based on traffic, but(both)It is really necessary to separate them. If they are mixed together, it may harm consumers’ interests and personal privacy will be violated. Li Yang, chairman of the National Finance and Development Laboratory, mentioned it at Caixin Summit.

An employee of the head small loan company who did not want to be named told the interface journalist.Some small and medium-sized lending platforms guided by video apps are not very formal, which may easily lead to the disclosure of personal information.Among them, some platforms will "package" the personal information filled in by users and sell it to third parties in pursuit of benefits. As long as a user has applied for a loan on a lending platform, the marketing calls and text messages of other lending platforms will be bombarded one after another, causing troubles to users.

Interface journalists have tested a number of mainstream loan apps in May, and they still receive harassment from marketing messages and phone calls. The tested lending platforms will call from time to time to induce journalists to borrow money from the platform in the name of issuing interest-free coupons and "reserving loan quotas".

In addition to receiving phone calls and text messages that have tested the App, the reporter also received some App text messages that have never been tested, including enjoying borrowing, paying back, patting and lending, and saving money.(See the report for details:After "collective makeup removal for mainstream loan App", it was bombarded by marketing. Who leaked my personal information? 》)

It is worth mentioning that the phenomenon of personal information being leaked in Internet platform lending has also attracted regulatory attention.

The interface journalist learned from the industry that the Credit Bureau of the People’s Bank of China recently issued a notice to a number of major online platform institutions, requiring these online platform institutions not to directly provide information voluntarily submitted by individuals, information generated in the platform or information obtained from outside to financial institutions in the name of application information, identity information, basic information and personal portrait scoring information.

In the notice, the requirement for the new business cooperation process after rectification is "platform-credit reporting agency-financial institution", which the industry calls "disconnected direct connection" of personal information.

In this regard, Su Xiaorui, an expert in financial science and technology, said that this can be regarded as an overall arrangement of the collection, processing and processing of personal information for loan assistance and joint loan business, emphasizing that such businesses should be put under the overall framework of personal credit reporting business management and rectified according to the business cooperation process of "platform-credit reporting agency-financial institution".

Su Xiaorui said,In the traditional mode, users are first acquired by platform institutions by virtue of their own traffic advantages or intelligent marketing means, and users fill in registration information on the page of platform institutions or the joint page of platform institutions and financial institutions, thus retaining user information and generating data value.

Measures for the Administration of Credit Information Business(Draft for Comment)It has been proposed that the use of credit information to make portraits and evaluations of individuals and enterprises is recognized as credit information business; Article 7 of the Regulations on the Administration of Credit Information Industry promulgated by the State Council clearly stipulates that no unit or individual may engage in personal credit information business without the approval of the supervision and administration department of credit information industry in the State Council; Therefore, this rectification has released a signal to the market, that is, the personal credit investigation business needs to be licensed.

Regarding the impact of this regulatory action, Su Xiaorui predicted that after this regulatory action, a formal document will be issued to systematically and comprehensively standardize the basic processes and cooperation modes of personal information business involving loan assistance and joint loan. She also predicted that,There will be more platform institutions seeking personal credit information licenses.

In addition to the risk of personal information disclosure, there are other hidden dangers in the lending business of video App.

On Internet complaint platforms such as black cat complaints, many users have reported that there are some problems in the lending function of some video apps, such as false propaganda, inducing lending with low interest rates, and bundling insurance with loans.

An Aiqiyi Xiaoye loan user complained that he borrowed more than 5,000 yuan on the platform because of the "7-day interest-free coupon" issued by the Aiqiyi App "Welfare Center", but found that there was no interest reduction when he repaid it two days later. After many complaints, Aiqiyi customer service pushed the responsibility to the lending institution and asked the user to go to the lending platform to complain.

"I borrowed 5,000 yuan from Xiaoya Loan and repaid it in 11 installments. When I first repaid it, I found that I was forced to buy insurance. At the beginning of the loan, I didn’t tell you that I needed to charge premiums." Another user of Xiaoya Loan reported that the first installment required repayment of the principal of 445.19 yuan, interest of 24.31 yuan, and the item of premium of 71.37 yuan, and the total premium of 11 installments was close to that of 800 yuan.

In addition, many users of Tik Tok "Relieved Borrowing" reported that after the loan expired, there was no "repayment entrance" in Tik Tok, and these complaints were still displayed as "being processed".

This article comes from WeChat WeChat official account:Interface news (id: wowjiemian), Author: Zeng Yanglin, You Miao