On the ninth day of the first month, Huangguadao, Daitou Town, Putian, shakes and paddles wine to have a Lantern Festival.





As many runners know, there are two kinds of running postures, namely, quick running and striding.
In fact, there is no difference between the two running methods. Runners can choose the running method that suits them according to their body shape and muscle strength.
This article will briefly analyze the characteristics and differences between the two for everyone.
First, the brisk running method
Trot refers to a running method that uses a smaller stride to speed up the pace frequency. This running method can not only reduce the up-and-down movement range of the body, ensure the stability of the running state, but also reduce the burden on the feet, which is suitable for practitioners who have no exercise habits.
There are several key points in brisk running:
Summary: The brisk running method can easily speed up or slow down the running pace by controlling the pace. When the exerciser wants to increase the speed, he will unconsciously increase the stride, which will increase the burden on his feet. Therefore, by speeding up the pace frequency, the running speed can be improved while minimizing the burden on his feet.
Second, the striding method
The striding method is different from the brisk running method. It is a kind of running method that can show vitality and be more ornamental by increasing the stride length to improve the speed.
It is reasonable to say that if we can speed up the pace frequency on the basis of increasing the stride, it will be the fastest running method, but the strode running method has a greater impact when landing, which requires runners to have corresponding muscle strength. Stride running is suitable for runners with good physical strength, strong muscle strength and long legs (higher height).
It is difficult for beginners to judge whether they have the muscle strength and physique needed for striding. Therefore, it is suggested to adopt brisk running first, and then gradually increase the stride to find the stride that suits them best.
The striding method has the following key points:
In short, determining the running method suitable for your body shape and muscle strength is helpful to achieve the goal of running the whole course or shorten the completion time.
China Economic Weekly-Economic News On December 8, the opening ceremony of the 6th CBSA Chinese Billiards World Championship in China Jiangxi Shangrao Yushan was staged in Yushan Sports Center Square.
Present at the opening ceremony were Jia Zhisheng, deputy director of the Mass Sports Department of the State Sports General Administration, Zhao Liping, vice chairman of China Billiards Association, Gan Liantong, vice chairman of China Billiards Association and Beijing Star Group, Yang Musheng, deputy director of Jiangxi Provincial Political Consultative Conference, Xiao Liqing, deputy secretary-general of Jiangxi Provincial Political Consultative Conference and full-time vice chairman of the Provincial Committee of Jiu San Society, Jin Ziwei, member and deputy director of Jiangxi Provincial Sports Bureau, Qiu Xiangjun, deputy secretary of CPC Shangrao Municipal Committee and mayor. Zhu Meiqing, Vice Mayor of Shangrao Municipal Government; Mao Zubin, Secretary General of Shangrao Municipal Government; Luo Laishui, Party Secretary and Director of Shangrao Sports Bureau; Zheng Guoliang, Secretary of Yushan County Committee of the Communist Party of China; Yu Honglei, Deputy Secretary of Yushan County Committee of the Communist Party of China; Gan Jialing, General Manager of Beijing Xingwei Sporting Goods Co., Ltd.; Batuga Osol, Minister of Sports and Culture of Mongolia; Narambata Joygawa, First Deputy Minister of Mongolia International Olympic Committee; Likit Intabang, Secretary General of Laos International Olympic Committee; and Kaihua and Jiangshan, Zhejiang Players from 41 countries and regions around the world, domestic first-line referees, nearly 100 mainstream media representatives and anchors also attended the opening ceremony.
As a billiards project with independent intellectual property rights in China, Chinese billiards became popular in China as soon as it came out in 1980s. In 2012, the Small Ball Sports Management Center of the State Sports General Administration and Star Brand jointly announced the name "Chinese billiards", and Chinese billiards was also recognized as a formal sport by the State Sports General Administration, and the sport began to get on the right track.
In 2015, the China Billiards Association initiated the CBSA Chinese Billiards World Championship, which accelerated the internationalization of Chinese billiards, made Chinese billiards gradually accepted by billiards players and fans all over the world, and spread the rules and skills of Chinese billiards around the world. Now, more and more countries and regions have begun to incorporate it into their own billiards system, and Chinese billiards has become an important part of the world billiards.
A total of 496 players from 41 countries and regions participated in this Chinese billiards World Championships, and the number of participating countries and participants reached a new high, making it the largest Chinese billiards competition in the world. The total prize money of the tournament is 10.43 million RMB, which is the highest in the world, including 3 million for the men’s team and 1 million for the women’s team. In the next eight days, billiards groups from all over the world will stage the battle of the peak of Chinese billiards and compete for the honor of world champion.
At the opening ceremony, Jia Zhisheng, deputy director of the Mass Sports Department of the State Sports General Administration, delivered a wonderful speech: "The Chinese Billiards World Championship is a benchmark and model for the development of high-quality events in Jiangxi Province, which will further promote the promotion of Chinese billiards in the world, further increase the positive impact on the economic and social development of Yushan and even Jiangxi, and make contributions to promoting friendly exchanges and exchanges between China and other countries in the world."
Zhao Liping, vice chairman of China Billiards Association, fully affirmed the significance of the Chinese Billiards World Championships: "The number of participating countries and the number of participants in the Chinese Billiards World Championships have reached a new high, which not only shows that more and more countries and regions like and participate in Chinese billiards, but more importantly, more and more countries and regions have recognized the regularity, professionalism and authority of the Chinese Billiards World Championships."
Gan Liantong, vice chairman of China Billiards Association and Beijing Xingpai Group, said: "The Chinese Billiards World Championships is not only a simple sports event, but also the achievements and honors of all athletes. It is a platform for billiards people all over the world to communicate and enhance their friendship, and it is also a platform to show the charm of Chinese billiards and Yushan."
Chinese billiards world championships have grown from scratch, and the governments of Jiangxi Province, Shangrao City and Yushan County have made great contributions. Zhu Meiqing, deputy mayor of Shangrao Municipal Government, said: "We will adhere to the concept of" running a good game and invigorating a city ",make full efforts to promote the deep integration of" sports+culture+tourism "with the help of competitions and the media, accelerate the building of Yushan into a world-class venue for billiards competitions, and let more billiards lovers enter Shangrao, enjoy life and experience happiness."
In recent years, Yushan has made every effort to build a county-level sports brand featuring billiards, successfully held five Chinese billiards world championships, four Chinese snooker world open tournaments and Chinese billiards international professional leagues, and implemented three major industrial projects, namely, "International Billiards Culture City, Star Billiards Industrial Park and Top Billiards Tournament", gradually stepping out of the characteristic road of high-quality development of county-level sports from resources to products, from products to events, from events to cultures, and from cultures to brands. Zheng Guoliang, secretary of the Yushan County Committee of the Communist Party of China, said: "We will adhere to the new development concept of openness and sharing, adhere to integrity and innovation, and strive to create a’ safe, comfortable and beautiful’ competition and living environment for each contestant, and strive to make this competition a passionate stage, enhance friendship and promote development, and make every effort to create China style, Jiangxi characteristics, Shangrao style and Yushan charm."
Chinese billiards world championships have been held for many years and have been supported by many international billiards organizations and national billiards associations. The vigorous development of Chinese billiards has become a powerful link between China and the world. Batuga Osol, Minister of Sports and Culture of Mongolia, said: "The Chinese Billiards World Championships is the highest level Chinese billiards competition in the world, and it will surely be a fierce and wonderful competitive feast. I am also looking forward to seeing the friendship and team spirit among the players and creating unforgettable moments on this stage. "
At the opening ceremony, there were also wonderful cultural performances, and the creative programs which blended Chinese and Western cultures reflected the internationalization of Chinese billiards and the unique charm of Yushan, a world famous billiards city.
Finally, the leaders jointly kicked off, and Qiu Xiangjun, deputy secretary of Shangrao Municipal Committee of the Communist Party of China and mayor, announced the official opening of the 6th Chinese Billiards World Championship.
(Vingo)
Since the evening before yesterday, the temperature in Hangzhou has turned straight down.
At 15 o’clock the day before yesterday, the temperature in Hangzhou was 26.1℃, and at 23 o’clock in the evening, the temperature was only 12.2℃. In just 8 hours, the temperature dropped by nearly 14℃. Yesterday, the lowest temperature in Hangzhou was 11℃. The temperature in the whole day seemed to have no heartbeat, and there was almost no fluctuation. By 14 o’clock, the temperature in Hangzhou was only 11.4℃.
Just when Hangzhou people "spit" spring is like the four seasons, many friends said:Not only is the four seasons in Hangzhou chaotic, but it snows heavily in Henan!
With the cold air heading south, rain and snow occurred in parts of Henan, Shanxi, Shaanxi, Hubei and other places from yesterday morning to morning, and snowfall mainly occurred in southeastern Shaanxi, southwestern Shanxi and western Henan.
Yesterday morning, heavy snow fell in Luoyang, Henan Province, and "Snow in Henan" once rushed to the top of the hot search. In the afternoon, snowflakes floated in Zhengzhou, the provincial capital.
Yesterday morning to afternoon, the snowfall (turning into water) in Luanchuan, western Henan Province has exceeded 20 mm, reaching the level of heavy snowstorm. The local meteorological observatory has issued a yellow warning signal of snowstorm red warning signal and road icing. The snow is as thick as a quilt, and it is 18 cm at 14: 00, which is rare in March. The local snow record in March is 20 cm (March-April, 1992).
On March 16, many places in Henan ushered in snowfall, with moderate to heavy snow and partial blizzard in some areas. As of 15: 00, Lushi County, Songxian County, Ruzhou City, lingbao city City and Dengfeng City in Henan Province have issued red warnings for snowstorms. The reporter learned from the Henan Meteorological Bureau that this round of snowfall was mainly caused by low-level southward cold air and strong southerly warm and humid airflow.
Due to the rapid warming in the early stage, the current Henan is full of red flowers, green willows and green spring colors. And the arrival of this round of rain and snow cooling weather, press the "deceleration button" for spring warming. In Zhengzhou, the provincial capital, the rainfall that began to appear on the morning of the 16th gradually increased. In the afternoon, the sky was covered with patches of snow, and the temperature was also lower, and the chill burst. In Luoyang, Sanmenxia and other places, heavy snow fell from the sky and soon covered the earth with "white clothes".
According to the analysis of meteorologists from Henan Meteorological Bureau, this round of snowfall in Henan is mainly caused by the low-level southerly cold air and the strong southerly warm and humid airflow. On the 15th, the cold air southward caused a sudden drop in temperature, forming a cold air cushion near the ground. The abundant water vapor carried by the warm and humid airflow with strong southerly direction quickly climbed on the cold cushion, condensed or condensed, and then landed on the ground, forming the snowfall in Henan. In addition, the temperature in the western mountainous area of Henan province is lower, and the snowfall occurs earlier. The precipitation phase in the central area will gradually change from rain to sleet or snow with the further decrease of temperature.
According to the monitoring of Henan Meteorological Observatory, at 7: 00 to 11: 00 on March 16th, moderate rain and snow occurred in some counties and cities in Sanmenxia, Luoyang, Jiaozuo and Nanyang, and local snowstorms occurred. The top three snowfalls are Xin ‘an 19 mm, Lushi 10.3 mm and Luanchuan 9.6 mm respectively.
The Henan Meteorological Observatory predicts that there will be heavy precipitation from the afternoon of the 16th to the first half of the night, and some counties and cities such as Luoyang, Zhengzhou, Pingdingshan and Nanyang will have moderate to heavy snow and local snowstorms. Xinyang is rainy with lightning. After midnight, the precipitation gradually weakened and moved out of Henan Province.
The Henan Meteorological Observatory issued a blue warning of blizzard at 11: 00 on the same day: It is estimated that there will be more than 5 mm of snowfall in Sanmenxia, Luoyang, Pingdingshan, central and northern Nanyang, Zhengzhou, western Xuchang, Jiyuan, western Jiaozuo, western Xinxiang and western Anyang during the day and night, including more than 10 mm of snowfall in Sanmenxia, Luoyang, western Zhengzhou, western Pingdingshan and northern Nanyang. At 9: 30 on the same day, the Henan Meteorological Observatory also issued a yellow warning for road icing.
Snow in March is also called "Peach Blossom Snow"When the peach blossoms are in full bloom, the wind blows the petals like snow, and later people call the snowflakes falling with the peach blossoms peach blossom snow.
You know, a week ago, Zhengzhou experienced the "summer" in advance, and the highest temperature exceeded 30℃. A week later, it began to "peach blossom snow" in March, which was really a random crossing of the four seasons.
In addition, from the weather phenomenon and lightning monitoring, some parts of Henan province have been thundered and snowed.
Many netizens feel quite puzzled.It’s March, and it snows at this time, and it can also thunder and snow. Is it abnormal?
According to the analysis of China Weather Network,At this time, it is in the season of alternating cold and warm, and it is normal to snow. In previous years, it snowed in April.Snowfall is mainly caused by the combined influence of warm and humid airflow in the south and the cold air infiltrating from the lower level to the south, and some areas are also caused by topography. For example, in mountainous areas with higher altitude, the temperature is lower, which is prone to snowfall.
As the cold air moves south, rain and snow will also change in some areas, and the snowfall area will spread further south. For example, in Mianchi, Henan Province, it rained from about 5 am yesterday, and it snowed from around 6 am to 10 am. The accumulated snowfall has reached 9 mm.
The phenomenon of "thunder and snow" has also happened in many places.When it snows, because the strong warm and humid airflow meets the strong cold air, the warm and humid air is forced to rise, resulting in strong convection, which creates conditions for the formation of lightning, and the phenomenon of "thunder hitting snow" appears.
Some people say, "It snows in have no martial ethics only after the flowers bloom", while others care.: I wonder if crops will have an impact?
Henan Meteorology said that due to the lack of precipitation in Henan Province in the early stage, the proportion of 0 ~ 10 cm short of moisture monitoring stations reached 55% (note: moisture is an important monitoring indicator of drought, mainly reflecting the situation of soil water content), and the forest fire risk rating was also high.This rain and snow process is very beneficial to improving soil moisture, ensuring wheat growth and reducing forest fire danger.It is expected that the rain and snow will gradually stop in most areas in the latter half of the night, but the cold in spring is still there. In the morning after tomorrow, the temperature in Henan Province is mostly around 0-5℃, and there are many fogs at the same time.
Editor-in-Chief: Qin Hong
Text Editor: Dong Siyun
Author: orange persimmon interaction
Title source: IC photo
Photo editor: Cao Liyuan
Peninsula all-media reporter liujing correspondent Zangbo
Recently, Peninsula reporter learned from jiaozhou city Sports School that with the leadership and support of jiaozhou city Education and Sports Bureau, JIAOZHOU Sports School achieved excellent results in 2023, and JIAOZHOU athletes transported by the sports school achieved fruitful results in various competitions.
In 2023, with the correct leadership and strong support of jiaozhou city Education and Sports Bureau, jiaozhou city Sports School achieved excellent results. Athletes from Jiaozhou won 3 world champions, 2 Asian champions and 13 national champions in all competitions. Among them, Yin Mengdie won the women’s 500m four-person boat race in Hungary, the first stop of ICF Canoeing Still Water World Cup, and won the women’s 500m double and 500m four-person Asian Games in Hangzhou Asian Games in 2023, which achieved a breakthrough in the gold medal of the Asian Games in Jiaozhou history. Zhang Kai won the Taekwondo-80kg class in the 2023 Chengdu Universiade, which achieved a breakthrough in the gold medal of the Universiade in Jiaozhou history. Zhuang Wenna won the women’s -48kg class at the 2023 Judo European Open in Poland; At the first National Student (Youth) Games in 2023, JIAOZHOU athletes won 2 gold medals and 5 bronze medals, among which Wang Jiayang won the men’s basketball U16 championship and was selected for the national junior training team, and Shan Erfei won the men’s football championship.
It is reported that jiaozhou city Sports School was awarded the "National High-level Sports Reserve Talent Base" by the State Sports General Administration in 2008, 2012 and 2016 for three consecutive Olympic cycles, and was awarded the "National Sports Reserve Talent Base" by the State Sports General Administration in 2023. In the evaluation of the reserve talent bases of the 26th Provincial Games in Qingdao, JIAOZHOU has won three first-class bases, seven second-class bases and two third-class bases. In 2023, jiaozhou city Sports School will select and test more than 500 athletes, and send 72 athletes to superior sports schools and excellent sports teams.
At the beginning of the new year, Liang Qifan, a skier and mountaineer, will take part in the finals of skiing and mountaineering short distance and mixed relay at the upcoming 14th National Winter Games. Yin Mengdie has qualified for the women’s kayak event of the 2024 Paris Olympic Games and is currently actively preparing for the competition. I wish JIAOZHOU-born athletes excellent results and greater glories!
BEIJING, Beijing, January 21st (Reporter Chen Hang) From January 20th to 21st, 2024, the 5th Beijing-Zhangjia Volkswagen Ski Exchange Competition started at Vanke Shi Jinglong Ski Resort in Yanqing, Beijing, and 240 skiers from Beijing and Hebei Province raced through the snow.
As one of the brand sports events in Yanqing District, Beijing, the Beijing-Zhangjia Volkswagen Ski Exchange Competition aims to further carry forward the spirit of Beijing Winter Olympics, promote the popularization and development of mass ice and snow sports, build a platform for in-depth exchange and interaction between ice and snow lovers in Beijing and Zhangjiakou, improve the ability of ice and snow sports in Yanqing District, Beijing and the level of professional referees, further expand the development achievements of ice and snow population, and make good use of the legacy of Winter Olympics.
With the aim of "friendship, communication and progress", this competition is divided into four groups: adult men and women and young men and women.
On the 20th, with the start of the competition, the players set off along the track with their feet on the skis, shuttled flexibly on the track, constantly changing their movements, and staged the "speed and passion" of ice and snow sports.
It is reported that the Beijing Yanqing Ski Association, as the organizer of the event, has delivered a number of alpine skiing referees and managers of ice and snow events to Yanqing District in the form of "training by competition" in recent years.
In the next step, Yanqing District of Beijing will further consolidate and expand the achievements of "driving 300 million people to participate in ice and snow sports" based on the functional orientation of ecological conservation area, and promote the construction of "outdoor sports city" and the most beautiful winter Olympic city with ecological civilization. At the same time, take sports events as the entry point to promote the development of global tourism, build an international ski resort, and promote the construction of Beijing-Zhangjiakou sports and cultural tourism belt.
Source: China Banking Association.
Cartography: Wang Zheping
Zhang Jie, a 26-year-old Beijing citizen, recently went to a bank outlet to do business and found that the outlet downstairs of the company had closed down. "Take the subway to work in the morning, and you can enter the station by scanning the code with the mobile APP bound to the bank card. Shopping can be paid by online banking, and credit card repayment is also through the mobile banking APP. Now I am used to online financial services, and there are fewer and fewer banks. Although there are fewer outlets around me, it has not brought any inconvenience. " Zhang Wei said.
In recent years, banks have accelerated the development of online business, and the business volume of online banking and mobile banking has increased rapidly. According to the latest data released by China Banking Association, online banking transactions of banking financial institutions reached 163.784 billion last year, up 7.42% year-on-year, and mobile banking transactions reached 121.451 billion, up 38.88% year-on-year. At the same time, many people have found that the number of bank outlets around them has increased.
Under the trend that people are increasingly favoring online financial services, where is the value of offline banking outlets? How to realize the transformation and development of outlets and improve service quality and efficiency? The reporter conducted an investigation and interview.
Are bank outlets still important?
Bank outlets still play an important role in serving specific people and regions and handling non-standardized business.
Why has the situation of bank outlets closed increased? According to several bank managers, more and more consumers like online banking, mobile banking and other online channels, and the proportion of businesses that need to go to the counters of bank outlets is gradually decreasing. The abolition of outlets is mainly due to the lack of customers and low efficiency.
In terms of the total amount, by the end of 2019, the total number of outlets of banking financial institutions had reached 228,000, and the number of outlets actually abolished this year only accounted for a small proportion. To meet people’s diversified financial service needs, bank outlets still play an irreplaceable role.
Uncle Lu, who lives in Shifosi Village, Yufa Town, Daxing District, Beijing, is over 80 years old and wants to deposit a sum of savings on a regular basis. How many years of products do you have? What is the interest rate? How much interest is it every year? With full of questions, he came to Daxing Xinhangcheng Sub-branch of Ping An Bank not far from home.
After understanding Uncle Lu’s needs, the bank staff answered his questions one by one, figured out the fixed interest rate of each file and how much interest he could get each year, listed it in a table, and then explained it in detail.
While listening to the explanation and looking at the form, Uncle Lu chose a time deposit that suits him. "You’d better make it clear, but I can’t figure it out myself." Uncle Lu was very happy. "Moreover, I am old, and it is inconvenient to save money with the self-service deposit and withdrawal machine. With the assistance of the staff at the outlets, I am much more practical."
Aunt Hai runs a small shop in Yabao Road, Chaoyang District, Beijing. Every month, she goes to the bank outlets to handle business such as change. "Many customers choose to pay in cash. If there is more or less change, they must go to the outlets to exchange it."
Sun Anqin, vice president of Ping An Bank Beijing Branch, said that from the perspective of clients, for some elderly people who are not suitable for online banking or other customers who are not good at or willing to do business online, banks can provide them with more thoughtful services by relying on physical outlets.
From the perspective of business types, offline outlets still play an irreplaceable role in some non-standardized businesses. "For example, for the service needs of private bank customers’ financial consulting, financial managers need to communicate with customers face to face to meet their differentiated and personalized needs. In addition, due to regulatory requirements and risk prevention needs, bank card opening and enterprise opening bank accounts must also be handled at bank outlets. " Shen Chunhua, general manager of the channel management department of China Everbright Bank, said.
"In the past, bank outlets provided customers with a large number of transactional financial services. With the development of online channels and self-service channels, the transaction attributes of outlets have been gradually replaced, and now customers mainly come to outlets because of complex transactions and complex needs. The service of bank outlets is more intuitive, flexible, humanized and professional, and it is still the main channel for banks to sell products and maintain customers. " Wang Haiquan, general manager of the Channel and Operation Management Department of Bank of China, said that in recent years, the average number of customers served by outlets throughout the Bank has stabilized at around 200 million, indicating that outlets still play an important role.
From the perspective of regional layout, the coverage of bank outlets is still increasing in areas with weak financial services such as "agriculture, rural areas and farmers". By the end of 2019, banking financial institutions had covered basic financial services to 166,300 administrative villages in 832 key poverty alleviation and development counties through institutional outlets, machine services and mobile services, with a coverage rate of 99.3%.
Ceng Gang, deputy director of the National Finance and Development Laboratory of China Academy of Social Sciences, said that the sinking of bank outlets to the grassroots level has made up for the financial shortcomings in rural areas and can play a positive social benefit. At the same time, with the economic development in rural areas, the demand for financial services is increasing, and there is huge room for development in inclusive finance, and banks themselves will also reap good economic benefits.
How to better transform and develop?
Many banks are actively exploring in improving service efficiency, expanding service content and changing service methods.
People in the industry generally believe that in the future, bank outlets will still occupy an important position in people’s lives, and banks will also rationally adjust the layout of outlets according to actual operating conditions and local service needs. China Banking and Insurance Regulatory Commission clearly pointed out that banking financial institutions should fully investigate the financial market structure, supply and demand of financial services in the new and original locations before changing their business premises, so as to avoid creating a financial service gap.
How should bank outlets be transformed? The reporter learned from the investigation that many banks are actively exploring ways to improve service efficiency, expand service content and change service methods.
Intelligent, with higher service quality and efficiency — —
It used to be a very complicated thing for enterprises to open bank accounts. Prepare a lot of materials, queue up at the bank, fill out a lot of forms, and stamp a lot of official seals … … It often takes a whole day. The research and development of Sunshine E account opening system of China Everbright Bank was launched, which helped customers solve these troubles.
"Online booking application for account opening, filling in the industrial and commercial data system, and electronicizing the seal are optimized, which greatly saves the time for account opening." Sun Jihua, the financial controller of a company, said that it took only 40 minutes from entering the bank to opening an account, "much faster than I expected".
In recent years, the intelligent transformation of bank outlets is in full swing. You can withdraw money with your mobile phone without a bank card; The whole money and change can be stored together, and self-service equipment can also be handled; Bank card can realize fast card exchange with the same number & HELIP; … A variety of intelligent services constantly improve the customer experience of bank outlets. The insiders believe that making full use of scientific and technological means, developing intelligent equipment and tools, and upgrading offline outlets will improve the service efficiency and quality of outlets.
At the same time, the machine replaces the manual to complete some tedious processes, which is conducive to allowing more staff to walk out of the counter and provide accurate services according to the differentiated needs of customers.
Integrated and diversified services are introduced — —
While promoting intelligence, bank outlets are also paying attention to integrating into demand scenarios, expanding service content and giving full play to service functions.
"China Everbright Bank actively promotes the comprehensive transformation of banking outlets, giving outlets cultural services, tourism consultation, health management and other functions." Shen Chunhua said that Guangzhou Yuexiu Sub-branch of China Everbright Bank, as the host bank of medical insurance business in Guangzhou, has an average daily passenger flow of about 500 people, much higher than the average level of the whole bank. At present, the branch serves more than 10 million medical insurance customers.
Bank of China Guangzhou Lujiang Sub-branch cooperates with the local library to open a special reading area at the outlets, and books can be borrowed and returned at the outlets. In Jie Fangbei Business District, a tourist hotspot in Chongqing, Ping An Bank Chongqing Jie Fangbei Sub-branch has launched cultural and creative products, and will also introduce reading corners. Some rural bank outlets can also provide express delivery and other services.
"In the future, the spare space of outlets can be diversified and transformed into a place for customers to consult and exchange, share learning, share office, and carry out community activities." Wang Haiquan said.
Be more proactive, and banking services will go out — —
Not long ago, the Chinese Business School of Guangdong University of Finance and Economics ushered in the opening season. The staff of China Bank Guangdong Zengcheng Sub-branch took five mobile smart counters to the school to provide on-site financial services for teachers and students. Teacher Huang of the school said that in the past, card opening and mobile banking had to be handled at bank outlets, but now the bank provides on-site service, which can be completed in just a few minutes.
"With technical support, banking service equipment is more intelligent and portable, and it is possible to take it out, so that customers can enjoy more convenient financial services." Wang Haiquan said.
In order to let people in mountainous areas enjoy more adequate financial services, Fujian has explored the "backpack bank" business model. "Bank account managers carry backpacks, install equipment into the village, and promote financial services door to door." The person in charge of the Fuzhou Central Branch of the People’s Bank of China said that the "backpack bank" sent loans to the countryside and sent funds "timely rain" to the people.
How to collaborate online and offline?
The advantages of online business and offline outlets are complementary and integrated, and the efficiency of financial services is continuously improved.
For banks, it is an important problem to deal with the relationship between online and offline business. Ceng Gang believes that the rapid development of online business will not replace the important role of bank outlets. In the future, online business and offline outlets will complement each other and develop together to continuously improve the efficiency of financial services.
Online and offline collaborative development can make business handling more convenient.
In the past, the counting and identification of foreign currency cash had to be done under the witness of customers, and the staff of outlets had to complete a series of processes step by step, such as customer identity verification, cash withdrawal amount verification, money withdrawal, foreign management information registration and cash counting, which often took more than half an hour. At present, Bank of China has launched the foreign currency smart access service, and customers can make an appointment to withdraw foreign currency cash through online channels such as mobile banking and micro-banking. The back-office vault will immediately receive the order information, allocate foreign currency cash according to customers’ needs, seal it in a standard envelope, and deliver it to the appointment outlets. After customers arrive at the store offline, they can go directly to the smart counter for self-service without queuing to get the number, which takes only one or two minutes.
Online and offline collaborative development can provide customers with more choices.
"When issuing income certificates, asset certificates and other materials, customers can flexibly choose the handling method according to their own needs. If the customer does not have time to go to the bank outlet, he can apply for a certificate online and send it to the customer; If customers need to use it urgently or need an on-site seal, they can also go to the outlets to handle it quickly and collect it on the spot. " Sun anqin said.
"The rapid development of online business has greatly promoted the transformation and upgrading of bank outlets." Wang Haiquan said that on the one hand, online business can effectively divert the standardized business of previous outlets, so that the manpower of outlets can be invested in more professional and personalized services; On the other hand, the development of online business is conducive to enhancing user experience, increasing customer stickiness, enhancing brand influence and better promoting the development of offline business.
The insiders believe that no matter which channel customers access from online or offline, customers should feel the undifferentiated and integrated service experience. Through the integration and development of online and offline services, increasing data sharing, and combining big data, artificial intelligence and other technical means, it is conducive to building a more complete and three-dimensional customer portrait and achieving accurate and caring services.
CCTV News:On the 10th, china food and drug administration issued the Measures for Food Safety Supervision and Management of Online Catering Services (hereinafter referred to as the Measures). The "Measures" stipulate that catering service providers should have physical stores and obtain food business licenses according to law, and must not operate beyond the scope.
There are 46 Measures, which will be implemented on January 1, 2018.
According to the Measures,The catering service provider shall have the entity to operate the store and obtain the food business license according to law, and engage in business activities according to the main format and business items specified in the food business license, and shall not operate beyond the scope.
The catering service provider shall publicize the names of dishes and main raw materials online, and the information publicized shall be true.
The measures also stipulate that catering service providers should process food in their own processing operation areas.The order shall not be entrusted to other food operators for processing and production.The catering food sold online should be consistent with the quality and safety of catering food sold in physical stores.
According to the Measures,The third-party platform provider of online catering service shall examine the food business license of the online catering service provider,Register the name, address, legal representative or person in charge and contact information of the catering service provider, and ensure the authenticity of the license information such as the business premises specified in the food business license of the catering service provider.
Third-party platform for online catering serviceThe provider shall set up a special food safety management organization and be equipped with full-time food safety management personnel.Training and assessment of food safety management personnel every year.
The third-party platform provider of online catering service and the catering service provider of self-built website should be on the main page of catering service business activities,Publicize the food business license of the catering service provider.
The third-party platform provider of online catering service shallSpot check and monitor the business behavior of catering service providers in the network.
Food delivery process: containers are cleaned and disinfected regularly to avoid direct contact with food by food delivery personnel.
The "Measures" put forward clear requirements for food delivery personnel and food delivery process.
The "Measures" stipulate that:Food delivery personnel should maintain personal hygiene, use safe and harmless delivery containers, keep the containers clean, and carry out regular cleaning and disinfection;
Internet catering service providers shall use non-toxic and clean food containers, tableware and packaging materials, andPackage catering food to avoid direct contact with food by food delivery personnel.Ensure that the food is not contaminated during the delivery process;
Where food with special requirements such as preservation, heat preservation, refrigeration or freezing is distributed, preservation and distribution measures that can ensure food safety shall be taken. Encourage third-party platform providers of online catering services to provide degradable food containers, tableware and packaging materials.